earnings
confidence high
sentiment positive
materiality 0.75
NBHC Q2 EPS $0.88, net income up 40% QoQ; NIM widens to 3.95%
National Bank Holdings Corp
2025-Q2 EPS
reported $1.51
vs consensus $0.81
▲ beat
(+87.4%)
- Diluted EPS $0.88 ($34.0M net income) vs $0.63 ($24.2M) in Q1 2025.
- FTE pre-provision net revenue $43.5M, up 19.9% YoY; NIM 3.95% (up 2 bps QoQ).
- No provision for credit losses (Q1: $10.2M); annualized net charge-offs 0.05%.
- Loans $7.5B; new loan fundings $322.7M at weighted avg rate 7.4%.
- CET1 ratio 14.17%; tangible book value per share $26.64; launched 2UniFi ecosystem.
item 2.02item 9.01item 7.01