Landmark Bancorp Q4 net income $4.7M ($0.77 EPS); full-year earnings up 44.4% to $18.8M

LANDMARK BANCORP INC

2025-FY EPS reported $3.07

Diluted EPS Q4 2025 $0.77 vs $0.54 YoY; full-year EPS $3.07 vs $2.15 in 2024.
Net earnings for 2025 totaled $18.8M, up 44.4% from $13.0M in 2024.
Net interest margin improved to 3.86% for 2025 vs 3.28% in 2024; Q4 NIM 4.03%.
Board declared quarterly cash dividend of $0.21 per share, payable Feb 26 to holders of record Feb 12.
Average loan growth of 11.5% YoY; year-end deposits grew $60.1M (4.5%); non-performing loans down 23.8%.

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