earnings
confidence high
sentiment positive
materiality 0.60
Figure Technology Q3 consumer loan volume $5.1B, up 107% YoY, hits high end of guidance
Figure Technology Solutions, Inc.
- Q3 2026 Consumer Loan Marketplace Volume $5,119M, up 107% YoY and 20% Q/Q; September volume $1,783M rose 104% YoY and 9% M/M.
- Q3 volume came in at the high end of the previously issued guidance range of $4.8B-$5.2B, excluding Kiavi originations after the Sept 1, 2026 merger close.
- $YLDS in circulation $504M at Sept 30, up 13% M/M from $446M but down 9% Q/Q from $556M; $YLDS launched February 2025.
- Democratized Prime Q3 matched offers balance $588M (+50% Q/Q), borrower demand $600M (+45%), available lender supply $825M (+58%).
- Kiavi volumes for the roughly one month post-merger will be included with Figure's Q3 financial results, to be released in November.