Recent 8-K filings for FIGR

• October 6, 2026, 7:59 PM ET earnings materiality 0.60 positive item 2.02item 9.01

  Figure Technology Q3 consumer loan volume $5.1B, up 107% YoY, hits high end of guidance

  Q3 2026 Consumer Loan Marketplace Volume $5,119M, up 107% YoY and 20% Q/Q; September volume $1,783M rose 104% YoY and 9% M/M.

• September 1, 2026, 8:00 AM ET M&A materiality 0.80 neutral item 2.01

  Figure Technology completes $590M acquisition of Kiavi, funded by $600M notes

  Closed Sept 1, 2026; Kiavi now wholly owned subsidiary; cash consideration ~$590M net of cash acquired.

• August 13, 2026, 6:45 AM ET earnings materiality 0.75 positive item 2.02item 9.01

  Figure Tech Q2 2026: Revenue up 113% to $226M, net income up 192% to $87M

  Q2 2026 net revenue $225.6M (+113% YoY); adjusted net revenue $218.4M (+95%).

• July 14, 2026, 5:24 PM ET debt materiality 0.60 neutral item 1.01item 2.03item 9.01

  Figure Technology Solutions issues $600M of 8.5% senior notes due 2031

  $600M principal amount of 8.500% Senior Notes due 2031 issued on July 14, 2026.

• July 9, 2026, 5:54 PM ET debt materiality 0.60 neutral item 8.01item 9.01

  Figure Technology Solutions prices $600M 8.500% senior notes due 2031 to fund Kiavi acquisition

  $600M aggregate principal of 8.500% senior notes due 2031 priced at 100% of par.

• July 7, 2026, 5:28 PM ET earnings materiality 0.85 positive item 2.02item 9.01

  Figure Tech Q2 preliminary consumer loan volume $4.26B, up 132% YoY, exceeding guidance

  June 2026 consumer loan marketplace volume $1,519M, up 8% MoM and 155% YoY.

• July 6, 2026, 9:45 AM ET debt materiality 0.60 neutral item 8.01item 9.01

  Figure Technology Solutions launches $600M senior notes offering to fund Kiavi acquisition

  Offering of $600M aggregate principal amount of senior notes due 2031 in a private placement.

• June 10, 2026, 4:52 PM ET M&A materiality 0.85 neutral item 1.01item 9.01 ◈ Material Agreements ×2

  Figure Tech Solutions to acquire Kiavi for $532.4M cash; secures $600M bridge financing

  Cash consideration of $532,426,000, subject to adjustments for cash, debt, expenses, and working capital.

• June 10, 2026, 4:05 PM ET other materiality 0.15 neutral item 5.07 ◈ Shareholder Votes ×2

  Figure Technology Solutions holds Annual Meeting; all director nominees elected, KPMG ratified as auditor

  Annual Meeting held June 4, 2026; quorum present with 114,268,339 shares (Class A+Blockchain+Class B).

• May 11, 2026, 6:55 PM ET earnings materiality 0.85 positive item 2.02item 9.01 ◈ Earnings Releases

  Figure Tech Q1 revenue up 98% to $167M; net income $45M vs loss year ago

  Consumer Loan Marketplace volume $2.9B, +113% YoY; record 80 new partners added.

• April 3, 2026, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  Figure Tech Q1 Consumer Loan Volume $2.9B, up 113% YoY; $YLDS in Circulation up 83% QoQ

  Consumer Loan Marketplace Volume $2,902M in Q1 2026, +113% YoY from $1,365M.

• February 26, 2026, 6:59 PM ET earnings materiality 0.90 positive item 2.02item 9.01

  Figure Technology Solutions reports Q4 2025 revenue up 91%, net income up 156%; authorizes $200M buyback

  Consumer Loan Marketplace volume reached $2.7B in Q4 2025, a 131% increase year-over-year.

• February 19, 2026, 6:59 PM ET other material materiality 0.70 neutral item 3.03item 5.03item 8.01item 9.01 ◈ Equity Issuances◈ Governance Changes

  Figure Technology Solutions (FIGR) creates Series A Blockchain Stock and closes secondary offering

  On Feb 12, 2026, Figure filed a certificate of designation creating Series A Blockchain Common Stock, ranking pari passu with Class A common stock.

• February 13, 2026, 6:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  Figure Q4 2025 preliminary: CLM volume up 131% YoY, Adj. EBITDA $80-83M

  Consumer Loan Marketplace volume $2.7B in Q4 (+131% YoY); full-year $8.4B (+63% YoY).

• January 13, 2026, 6:59 PM ET earnings materiality 0.60 negative item 2.02

  Figure Technology corrects Q3 2025 Matched Offers Balance from $38M to $22M; QoQ growth now 836%

  Corrected Matched Offers Balance for Q3 2025 from $38M to $22M, a 42% reduction.

• January 12, 2026, 6:59 PM ET other material materiality 0.50 neutral item 2.02

  Figure Technology Solutions corrects Matched Offers Balance for Nov 2025 from $38M to $22M; QoQ growth revised to 836%

  Corrected Matched Offers Balance for month ended Nov 30, 2025 from $38M to $22M.

• January 12, 2026, 6:59 PM ET other material materiality 0.75 positive item 2.02item 9.01

  Figure Tech Q4 2025 consumer loan volume $2,705M (+131% YoY); $YLDS in circulation up 1,462% QoQ

  Consumer Loan Marketplace Volume in Q4 2025: $2,705M, up 10% QoQ and 131% YoY.

• November 13, 2025, 6:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01

  Figure Tech Solutions Q3 Net Income +227% to $90M; EBITDA margin 55%

  Net Revenue $156M (+55% YoY); Net Income $90M (+227%); diluted EPS $0.34.

• September 12, 2025, 7:59 PM ET other material materiality 0.90 positive item 5.03item 8.01item 9.01 ◈ Governance Changes ×2

  Figure Technology Solutions closes IPO of 36.2M shares at $25/share, raising $705.8M

  Company sold 28.2M shares, including 4.7M from full exercise of underwriters' option; selling stockholders sold 8.0M shares.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.90 · Median 0.70 · Most common event earnings

10 positive 1 negative 8 neutral

source · FIGR on sec.gov