NFBK Q3 2025 EPS $0.27 up 12.5% QoQ, dividend $0.13 declared

Northfield Bancorp, Inc.

2025-Q3 EPS reported $0.70 revenue$5,097,000

Diluted EPS $0.27 vs $0.24 Q2 2025 and $0.16 Q3 2024; net income $10.8M.
Net interest income $34.5M, up 22.3% YoY; net interest margin 2.54% vs 2.08%.
Quarterly cash dividend $0.13/share, payable Nov 19, 2025, record Nov 5, 2025.
Non-performing loans to total loans at 0.49% vs 0.36% at June 30, 2025.
Loan balances decreased $20.3M sequentially, led by multifamily; deposits up $32.6M.

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