earnings
confidence high
sentiment positive
materiality 0.75
Origin Bancorp Q4 net income $29.5M ($0.95 EPS); ROAA 1.19% exceeds 1% target
Origin Bancorp, Inc.
2025-FY EPS reported
$2.40
- Q4 net income $29.5M ($0.95 diluted EPS) vs $8.6M ($0.27) in linked Q3; FY EPS $2.40 vs $2.45.
- Net interest income $86.7M, highest ever; NIM-FTE expanded 8 bps to 3.73%.
- Total loans $7.67B, up 1.8% linked-quarter; deposits $8.31B, down 0.3% but up 2.3% ex-sale.
- Board declares $0.15/share quarterly dividend payable Feb 27, record Feb 13.
- ROAA 1.19% exceeds near-term 1.0% target; new target of 1.15%+ by Q4 2026.