earnings
confidence high
sentiment positive
materiality 0.75
First Community reports record Q2 earnings; EPS $0.67, dividend increase, acquisition of Signature Bank of Georgia
FIRST COMMUNITY CORP /SC/
2025-Q2 EPS reported
$1.18
revenue$445,000
- Net income $5.186M in Q2 2025, up 58.8% YoY; diluted EPS $0.67, up 59.5% YoY.
- Net interest margin (tax-equiv) 3.21%, up 8 bps linked quarter.
- Assets under management hit record $1.011B; mortgage production record $62.9M.
- Credit quality: NPAs 0.02%, net charge-offs $10K; loan recoveries $5K.
- Cash dividend increased to $0.16/share (payable Aug 19, record Aug 5); 94th consecutive quarter.
item 2.02item 9.01