earnings
confidence high
sentiment positive
materiality 0.85
JPMorgan Q3 net income $14.4B, EPS $5.07; revenue $47.1B, up 9% YoY
JPMORGAN CHASE & CO
2025-Q3 EPS reported
$15.38
- ROTCE of 20%; CET1 ratio 14.8%; net payout LTM 73% including $8.0B buybacks.
- CCB net income $5.0B (ROE 35%), CIB $6.9B (ROE 18%), AWM $1.7B (ROE 40%).
- Credit costs $3.4B; NCOs $2.6B up from $2.1B YoY; net reserve build $0.8B.
- FY25 outlook: NII ex Markets ~$95B; adjusted expense ~$95.9B; Card NCO rate ~3.3%.
- Revenue up 9% YoY; NII ex Markets flat YoY; Markets revenue up 25% YoY.