earnings
confidence high
sentiment positive
materiality 0.85
Community West Q4 net income $11.2M ($0.58 EPS); merger with USB announced, dividend declared
Community West Bancshares
2025-FY EPS reported
$2.00
- Net income $11.17M ($0.58 diluted EPS) vs $6.90M ($0.36) in Q4 2024, up 62% YoY.
- Net interest margin improved to 4.24% from 3.95% YoY.
- Definitive merger agreement with United Security Bancshares signed Dec 17, 2025; expected close Q2 2026, combined assets ~$5B.
- Quarterly cash dividend of $0.12 per share declared, payable Feb 20, 2026 to holders of record Feb 6, 2026.
- Total deposits up 6.34% YTD; gross loans up 8.85% YTD.