Orrstown Financial Q4 net income $21.5M; raises quarterly dividend to $0.30

ORRSTOWN FINANCIAL SERVICES INC

2025-FY EPS reported $4.18 revenue$37,144,000

Net income $21.5M ($1.11 diluted EPS) for Q4; annual net income $80.9M ($4.18 EPS), record high.
Adjusted annual diluted EPS $4.28, up from $3.76 in 2024.
Net interest margin 4.00% for Q4; loans grew $41M (4% annualized).
Board declared dividend $0.30/share, payable Feb 17, 2026, a $0.03 increase.
Tangible book value per share $25.21, up from $24.12; TCE ratio 9.0%.

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