earnings
confidence high
sentiment positive
materiality 0.75
Bancorp Q2 2026 EPS $1.45 (+14% YoY); fintech fees up 65%; GDV $53.5B (+22.5%)
Bancorp, Inc.
- Diluted EPS $1.45 vs $1.27 in Q2 2025 (+14.2%); net income $60.7M vs $59.8M.
- Net interest margin 3.85% vs 4.44% a year ago; net interest income $90.5M vs $97.5M.
- Ending loans $7.07B (+8.2% YoY) but down 8.8% from Q1; fintech loans down 45.3% sequentially on payment timing.
- Average deposits $8.41B (+4.4% YoY); deposit cost 1.63% vs 2.18% a year ago.
- GDV $53.45B (+22.5% YoY); share repurchases $50M for 870K shares at avg $57.46.