FB Financial Q1 EPS $1.10 ($1.12 adj); loans & deposits up >25% YoY; NIM expands to 3.94%

FB Financial Corp

2026-Q1 EPS reported $1.10 vs consensus $1.13 ▼ miss (-2.2%)

Net income $57.5M, diluted EPS $1.10 (adj. $1.12), vs $0.84 in Q1 2025.
Loans HFI $12.50B (+28% YoY), deposits $14.08B (+25.7% YoY).
NIM 3.94% (tax-equivalent), up from 3.55% a year ago.
Credit quality stable: NPLs 0.96% of loans, ACL 1.49%, net charge-offs 0.11% annualized.
Repurchased 426,983 shares in quarter; book value per share $38.39.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 1.0

FB Financial Corp reported first quarter ended March 31, 2026 results: net income net income of $57.5 million, or $1.10 per diluted common share, EPS $1.10 per diluted common share.

Period: first quarter ended March 31, 2026
Net income: net income of $57.5 million, or $1.10 per diluted common share
EPS: $1.10 per diluted common share
Result: reported results

Exact text from the filing

FB Financial Corporation (the "Company") (NYSE: FBK), parent company of FirstBank, reported net income of $57.5 million, or $1.10 per diluted common share, for the first quarter of 2026

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Source: SEC EDGAR

accession 0001649749-26-000033

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