CPS Q2 net income up 30% to $6.2M; record originations of $758M

CONSUMER PORTFOLIO SERVICES, INC.

Revenue $121.4M (+10.6% YoY); net income $6.2M ($0.27 diluted EPS, +35% YoY).
New contract purchases $757.7M, a 75% increase from $433.0M in Q2 2025.
Total portfolio $4.31B, up from $3.71B a year ago; delinquencies improved to 12.16% from 13.14%.
Annualized net charge-offs 7.28% vs 7.45% in prior-year quarter.
Six-month net income $11.8M ($0.50 diluted EPS), up 24% and 28% respectively.

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