earnings
confidence high
sentiment positive
materiality 0.72
BayCom Corp Q1 2026 earnings $8.2M ($0.75 EPS) up 43.5% YoY; net interest margin expands to 4.11%
BayCom Corp
2026-Q1 EPS reported
$0.75
- Net income $8.2M ($0.75 diluted EPS) vs $6.9M ($0.63) Q4'25 and $5.7M ($0.51) Q1'25; YoY increase of 43.5%.
- Net interest margin 4.11%, up from 4.03% Q4'25 and 3.83% Q1'25; net interest income $25.2M, +10.1% YoY.
- Recorded $670K reversal of provision for credit losses vs $250K provision Q4'25 and $642K provision Q1'25.
- Nonperforming loans $16.7M (0.83% of loans) vs $13.4M (0.65%) at Dec 31, 2025; one $4.9M CRE loan placed on non-accrual.
- Announced new leadership post-quarter: CEO Christopher Baron, EV Chairman William Black, CFO Kevin Thompson.