Amerant Q4 net income $16.9M versus Q3 loss; full-year loss $15.8M; declares $0.09 dividend

Amerant Bancorp Inc.

2024-FY EPS reported -$0.44

Q4 net income $16.9M ($0.40 diluted EPS) vs Q3 net loss $48.2M ($1.43 loss per share).
Full-year 2024 net loss $15.8M ($0.44 per diluted share) vs net income $32.5M ($0.96 per share) in 2023.
Net interest income up 8.2% QoQ to $87.6M; NIM expanded to 3.75% from 3.49%.
Provision for credit losses declined 48% QoQ to $9.9M; classified loans increased to $125.7M.
Board declares $0.09 per share cash dividend, payable Feb 28, 2025 to holders of record Feb 14.

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