earnings
confidence high
sentiment positive
materiality 0.60
Catalyst Bancorp Q1 net income $558k ($0.15 EPS); deposits up 5% sequentially
Catalyst Bancorp, Inc.
- Net income of $558k ($0.15 diluted EPS) vs $456k ($0.13) in Q4 2025.
- Net interest margin 3.83%, down 8 bps from prior quarter; net interest income $2.5M (+$38k).
- Loans fell 4% to $163.7M; $5.9M C&I loan paid off on business sale.
- Deposits rose 5% to $195.4M, driven by seasonal public fund deposits.
- Professional fees of $95k for pending Lakeside acquisition; share repurchases paused.