BHRB Q2 net income $29.7M, EPS $1.97, declares $0.55 dividend

Burke & Herbert Financial Services Corp.

2025-Q2 EPS reported $3.77

Net income applicable to common shares $29.7M, diluted EPS $1.97, up from $27.0M ($1.80) in Q1 2025.
Net interest margin (non-GAAP) 4.17% for Q2 2025; total loans $5.6B, deposits $6.4B, loan-to-deposit ratio 87.5%.
Well-capitalized: CET1 ratio 12.2%, total risk-based capital 15.3%, leverage ratio 10.4%, total liquidity $4.4B.
Board declared regular quarterly dividend of $0.55/share, payable Sep 2, 2025 to holders of record Aug 15, 2025.

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