American Integrity Q1 net income $19.9M ($1.02/sh); net premiums earned up 25.7%

American Integrity Insurance Group, Inc.

• Diluted EPS $1.02 (GAAP) and $1.03 (adjusted); down from $2.78 YoY due to higher combined ratio.
• Net premiums earned $82.2M, up 25.7% YoY; policies-in-force 437,308 (+14.1% YoY).
• Combined ratio 75.0% vs 42.9% in Q1 2025; reflects reduced cession under quota share from 40% to 25%.
• Wrote 94,126 voluntary policies (+22% YoY) and assumed only 584 Citizens policies vs 16,632 last year.
• Paid $20.0M special cash dividend to stockholders in Q1 2026.

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