American Integrity posts record Q2 pre-tax income of $46.4M; combined ratio improves to 63.4%

American Integrity Insurance Group, Inc.

Net income $34.1M ($1.74 diluted EPS); adjusted net income $34.9M ($1.78 EPS)
Record 43K voluntary new business policies, up 54% YoY; Tri-County FL up 41x, middle-aged homes up 21x
Gross premiums written $327M, up 14% YoY; net premiums earned $104.7M, up 58.2%
Combined ratio 63.4% vs 72.9% a year ago; book value per share $18.86, up 22.3% YoY
Renewed CAT XOL reinsurance with 15-20% risk-adjusted rate decrease; retention cut from $95M to $75M

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