Recent 8-K filings for BSPA

• August 28, 2026, 4:00 PM ET other materiality 0.10 neutral item 5.07

  Ballston Spa Bancorp shareholders elect directors, ratify Crowe LLP as auditor

  Elected 8 directors: DiCaprio, Dunn, Grasso, Flach (3-yr), Warren, Florio (2-yr), Persico (1-yr) with votes ranging 675,563-700,657.

• June 12, 2026, 4:01 PM ET M&A materiality 0.60 neutral item 9.01

  Ballston Spa Bancorp files NBC Bancorp 2025 audited financials after merger close

  NBC Bancorp total assets $511.5M at Dec 31, 2025; deposits $451.1M; net loans $362.7M.

• April 1, 2026, 7:59 PM ET M&A materiality 0.75 positive item 2.01item 2.03item 5.02item 7.01item 9.01 ◈ Debt Financings ×2◈ M&A Transactions

  Ballston Spa Bancorp completes merger with NBC Bancorp; combined assets ~$1.3B

  NBC stockholders received 0.8065 BSPA shares per NBC share; legacy BSPA owners own ~66%, former NBC owners ~34%.

• March 25, 2026, 7:59 PM ET debt materiality 0.55 neutral item 1.01item 2.03item 7.01item 9.01 ◈ Debt Financings◈ Material Agreements

  Ballston Spa Bancorp completes $26M subordinated notes offering at 7.375% for proposed merger

  $26M aggregate principal, 7.375% fixed through 2031, then SOFR+378bps floating.

• March 23, 2026, 7:59 PM ET M&A materiality 0.75 neutral item 5.07item 8.01item 9.01

  Ballston Spa Bancorp and NBC Bancorp receive shareholder approvals; merger to close April 1, 2026

  Shareholders of both BSNB and NBC approved the merger at special meetings on March 23, 2026.

• February 12, 2026, 6:59 PM ET M&A materiality 0.40 positive item 8.01item 9.01

  Ballston Spa Bancorp and NBC Bancorp receive regulatory approvals for merger; shareholder vote set for March 23, 2026

  Ballston Spa Bancorp (BSPA) and NBC Bancorp (NCXS) received all requisite regulatory approvals for their pending merger.

Materiality & sentiment trend

Max materiality 0.75 · Median 0.57 · Most common event m_and_a

2 positive 0 negative 4 neutral

source · BSPA on sec.gov