Recent 8-K filings for CFBK

• July 28, 2026, 9:03 AM ET earnings materiality 0.70 positive item 2.02item 9.01

  CF Bankshares Q2 net income $5.9M ($0.90 EPS), up 18% QoQ; NIM expands 24bps to 2.93%

  Net income $5.9M ($0.90 diluted EPS) vs $5.0M ($0.77) in Q1 2026 and Q2 2025; PPNR $8.2M, up 26% QoQ.

• February 5, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  CF Bankshares Q4 net income $5.7M ($0.88 EPS); full year 2025 net income $17.5M, up 31% YoY

  Q4 pre-provision pre-tax net revenue $8.0M; full year PPNR $29.8M, up 30% YoY.

• November 3, 2025, 6:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01

  CF Bankshares Q3 net income $2.3M ($0.36/dil) vs $4.2M a year ago; $7M non-customer loan charged off

  Net income of $2.3M ($0.36 diluted EPS) down from $4.2M ($0.65) in Q3 2024, with $5.1M provision expense.

• August 4, 2025, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 9.01

  CFBK Q2 net income $5.0M ($0.77 EPS) up 197% YoY; NIM 2.83%, efficiency 49.8%

  Net income $5.0M ($0.77 diluted EPS) vs $1.7M ($0.26) in Q2 2024, up 197%.

• May 6, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  CF Bankshares Q1 net income $4.4M ($0.68 EPS), up 44% YoY; NIM expands 28bps to 2.64%

  Net income $4.4M ($0.68 diluted EPS) up 44% from $3.1M ($0.47) in Q1 2024; PPNR $6.2M.

• February 12, 2025, 6:59 PM ET earnings materiality 0.80 neutral item 2.02item 9.01

  CF Bankshares Inc. Reports Q4 2024 Net Income of $4.4 Million, Full Year $13.4 Million

  Net income for Q4 2024 was $4.4 million ($0.68 per diluted share), compared to $4.2 million in Q3 2024 and $4.2 million in Q4 2023.

• February 4, 2025, 6:59 PM ET other material materiality 0.60 positive item 8.01item 9.01

  CF Bankshares authorizes repurchase of up to 325,000 shares (~5% of outstanding) by Jan 31, 2026

  Board authorized new stock buyback program for up to 325,000 shares (~5% of outstanding) on Jan 29, 2025; announced Feb 4, 2025.

• October 30, 2024, 7:59 PM ET earnings materiality 0.75 neutral item 2.02item 9.01

  CF Bankshares Q3 net income $4.2M ($0.65 EPS); NIM expands; nonaccrual loans rise

  Net income $4.2M ($0.65 diluted EPS) vs $1.7M in Q2 and $4.0M in Q3 2023; PPNR $5.8M.

• August 6, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  CF Bankshares Q2 net income drops to $1.7M; $3.1M additional reserves on loan participations

  Net income of $1.7M ($0.26 diluted EPS) vs $4.2M ($0.66) year ago; adjusted EPS $0.65 excluding $3.1M specific reserves.

• May 7, 2024, 7:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01 ◈ Earnings Releases

  CF Bankshares Q1 net income $3.1M ($0.47 EPS), down from $4.2M in Q4 and $4.4M a year ago

  Net income $3.1M ($0.47 diluted EPS) vs $4.2M ($0.65) Q4 2023 and $4.4M ($0.68) Q1 2023.

• April 15, 2024, 7:59 PM ET regulatory materiality 0.65 negative item 8.01

  CF Bankshares discloses OCC 'Needs to Improve' CRA rating; details remediation efforts

  CFBank received 'Needs to Improve' CRA rating from OCC for 2020-2022, down from prior 'Satisfactory' in 2020.

• February 7, 2024, 6:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  CF Bankshares Q4 net income $4.2M ($0.65 EPS); full-year $16.9M ($2.63 EPS); assets top $2B

  Q4 2023 net income $4.2M ($0.65 diluted EPS) vs $4.0M ($0.62) prior quarter and $4.7M ($0.72) year ago.

• November 8, 2023, 6:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01 ◈ Earnings Releases

  CF Bankshares Q3 net income $4.0M ($0.62 EPS); PPNR rises to $6.2M

  Net income $4.0M ($0.62 diluted EPS) vs $4.2M ($0.66) prior quarter; nine-month net $12.7M ($1.97).

• August 3, 2023, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01 ◈ Earnings Releases

  CF Bankshares Q2 net income $4.2M ($0.66 EPS); NIM down 41 bps to 2.52%

  Net income $4.2M ($0.66 diluted EPS) for Q2 2023; YTD net income $8.7M ($1.35 EPS).

• May 10, 2023, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  CF Bankshares Q1 net income $4.4M ($0.68/share); dividend increased 20% to $0.06

  Net income $4.4M, down from $4.7M in Q4 2022 but flat vs Q1 2022; diluted EPS $0.68.

• February 7, 2023, 6:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01 ◈ Earnings Releases ×2

  CF Bankshares Q4 net income $4.7M ($0.72/share); loans up $98M, NIM 3.08%

  Net income $4.7M ($0.72 diluted EPS) for Q4 2022, up 10% from Q3 2022; full-year net income $18.2M ($2.78 EPS).

• November 7, 2022, 6:59 PM ET earnings materiality 0.60 positive item 2.02item 9.01 ◈ Earnings Releases

  CF Bankshares Q3 core EPS $0.80; NIM up 32 bps to 3.36%, loan growth 27.8% annualized

  Net income $4.2M ($0.65 GAAP EPS); core earnings $5.2M ($0.80 EPS) after one-time conversion and impairment costs.

• August 3, 2022, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 9.01

  CF Bankshares Q2 EPS $0.72, loans up 7.6%, dividend raised 25%

  Net income $4.7M ($0.72 diluted EPS) for Q2 2022, up from $0.69 in prior quarter and $0.52 in Q2 2021.

• May 5, 2022, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  CF Bankshares Q1 2022 net income $4.5M ($0.69 EPS); loans up 5.5%

  Net income of $4.5M, EPS $0.69; ROA 1.24%, ROE 14.32%.

• October 27, 2021, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01

  CF Bankshares Q3 net income $4.1M ($0.61 EPS); NIM expands to 3.21%

  Net income of $4.1M for Q3 2021 up from $3.5M in Q2 2021; EPS $0.61 vs $0.52 prior quarter.

• August 4, 2021, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  CF Bankshares Q2 net income $3.5M, EPS $0.52; winding down DTC mortgage business

  Net income $3.5M ($0.52 diluted EPS) for Q2 2021, down from $10.1M ($1.53) YoY; YTD net income $9.9M ($1.48).

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.50 · Most common event earnings

17 positive 3 negative 30 neutral

source · CFBK on sec.gov