Recent 8-K filings for CFBK

• February 5, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  CF Bankshares Q4 net income $5.7M ($0.88 EPS); full year 2025 net income $17.5M, up 31% YoY

  Q4 pre-provision pre-tax net revenue $8.0M; full year PPNR $29.8M, up 30% YoY.

• November 3, 2025, 6:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01

  CF Bankshares Q3 net income $2.3M ($0.36/dil) vs $4.2M a year ago; $7M non-customer loan charged off

  Net income of $2.3M ($0.36 diluted EPS) down from $4.2M ($0.65) in Q3 2024, with $5.1M provision expense.

• August 4, 2025, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 9.01

  CFBK Q2 net income $5.0M ($0.77 EPS) up 197% YoY; NIM 2.83%, efficiency 49.8%

  Net income $5.0M ($0.77 diluted EPS) vs $1.7M ($0.26) in Q2 2024, up 197%.

• May 6, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  CF Bankshares Q1 net income $4.4M ($0.68 EPS), up 44% YoY; NIM expands 28bps to 2.64%

  Net income $4.4M ($0.68 diluted EPS) up 44% from $3.1M ($0.47) in Q1 2024; PPNR $6.2M.

• February 12, 2025, 6:59 PM ET earnings materiality 0.80 neutral item 2.02item 9.01

  CF Bankshares Inc. Reports Q4 2024 Net Income of $4.4 Million, Full Year $13.4 Million

  Net income for Q4 2024 was $4.4 million ($0.68 per diluted share), compared to $4.2 million in Q3 2024 and $4.2 million in Q4 2023.

• February 4, 2025, 6:59 PM ET other material materiality 0.60 positive item 8.01item 9.01

  CF Bankshares authorizes repurchase of up to 325,000 shares (~5% of outstanding) by Jan 31, 2026

  Board authorized new stock buyback program for up to 325,000 shares (~5% of outstanding) on Jan 29, 2025; announced Feb 4, 2025.

• October 30, 2024, 7:59 PM ET earnings materiality 0.75 neutral item 2.02item 9.01

  CF Bankshares Q3 net income $4.2M ($0.65 EPS); NIM expands; nonaccrual loans rise

  Net income $4.2M ($0.65 diluted EPS) vs $1.7M in Q2 and $4.0M in Q3 2023; PPNR $5.8M.

• August 6, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  CF Bankshares Q2 net income drops to $1.7M; $3.1M additional reserves on loan participations

  Net income of $1.7M ($0.26 diluted EPS) vs $4.2M ($0.66) year ago; adjusted EPS $0.65 excluding $3.1M specific reserves.

• May 7, 2024, 7:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01 ◈ Earnings Releases

  CF Bankshares Q1 net income $3.1M ($0.47 EPS), down from $4.2M in Q4 and $4.4M a year ago

  Net income $3.1M ($0.47 diluted EPS) vs $4.2M ($0.65) Q4 2023 and $4.4M ($0.68) Q1 2023.

• April 15, 2024, 7:59 PM ET regulatory materiality 0.65 negative item 8.01

  CF Bankshares discloses OCC 'Needs to Improve' CRA rating; details remediation efforts

  CFBank received 'Needs to Improve' CRA rating from OCC for 2020-2022, down from prior 'Satisfactory' in 2020.

• February 7, 2024, 6:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  CF Bankshares Q4 net income $4.2M ($0.65 EPS); full-year $16.9M ($2.63 EPS); assets top $2B

  Q4 2023 net income $4.2M ($0.65 diluted EPS) vs $4.0M ($0.62) prior quarter and $4.7M ($0.72) year ago.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.50 · Most common event other_material

6 positive 3 negative 20 neutral

source · CFBK on sec.gov