Highest-materiality recent filing
ChoiceOne shareholders elect all five director nominees and ratify auditor at May 20 annual meeting
All five director nominees elected: Brophy, Burke, Essex, Krause, Wendling received majority votes.
ChoiceOne Financial shareholders elect five directors, approve say-on-pay, ratify auditor
Elected five directors: Brophy received 8,633,871 for; Burke 8,962,842; Essex 9,015,713; Krause 9,021,395; Wendling 8,590,547.
ChoiceOne reports Q1 2026 net income $13.7M; FY 2025 adjusted EPS $3.70
Q1 2026 net income $13.7M, basic EPS $0.91; total assets $4.4B, deposits $3.7B, loans $3.0B.
ChoiceOne Q1 2026 Adjusted EPS $0.91; NIM 3.67%; Assets $4.4B
Q1 2026 adjusted EPS $0.91, ROAA 1.24%, ROAE 11.65%, efficiency ratio 55.99%.
ChoiceOne Financial Services announces Q1 2026 results; no specifics in filing
Earnings press release issued on April 24, 2026; no financial figures disclosed in the 8-K body.
ChoiceOne reports $4.4B assets, 12.87% adj ROAE for FY2025; Fentura merger integrated
Total assets $4.4B, deposits $3.6B, gross loans $3.0B as of Dec 31, 2025; market cap $443M.
ChoiceOne Financial Services reports Q4 results; exhibit not provided in filing
8-K filed Jan 30, 2026 cites a press release as Exhibit 99.1, which is not included here.
ChoiceOne Q3 2025: ROAA 1.36%, NIM 3.77%, efficiency ratio improves to 54.8%
Annualized ROAA 1.36% and ROAE 13.39% for Q3 2025.
Press release issued on October 24, 2025, under Item 2.02 (Results of Operations and Financial Condition).
ChoiceOne reports Q2 2025 net income $13.5M, EPS $0.90; net interest margin expands to 3.66%
Net income $13.5M (diluted EPS $0.90) vs $6.6M ($0.87) YoY; adjusted EPS ex-merger costs $0.91.
ChoiceOne appoints Steven T. Krause as director effective July 5, replacing retiring Jack Hendon
Steven T. Krause appointed to the board effective July 5, 2025.
ChoiceOne shareholders elect all directors, approve say-on-pay, set 1-year frequency, ratify auditor
All five director nominees elected: Armock (8.8M For), Burrough (9.1M), Potes (9.3M), Petty (9.2M), Hicks (9.2M).
ChoiceOne posts Q1 GAAP net loss of $13.9M on Fentura merger costs; adjusted EPS rises to $0.87
GAAP net loss of $13.9M ($1.30 basic EPS) vs adjusted net income $9.3M ($0.87 adjusted EPS).
Chairman Hendon retires; McConnell named Chairman, Page Vice Chairwoman
Jack G. Hendon retires as Chairman and Director of ChoiceOne and ChoiceOne Bank effective July 5, 2025, per mandatory retirement policy.
ChoiceOne reports Q1 net loss of $13.9M on $17.2M merger expenses; adjusted net income $9.3M
Net loss of $13.9M ($1.29 diluted loss) vs Q1 2024 net income of $5.6M ($0.74 EPS).
ChoiceOne completes bank consolidation; combined assets top $4B
Consolidation of The State Bank into ChoiceOne Bank effective March 14, 2025.
ChoiceOne completes Fentura merger; combined assets exceed $4B, exchange ratio 1.35:1
Fentura merged into ChoiceOne effective March 1, 2025; each Fentura share converted to 1.35 ChoiceOne shares plus cash for fractions.
ChoiceOne reports FY2024 results: ROAE 11.8%, core loan growth 8.2%; pending Fentura merger on track
Total assets $2.72B, deposits $2.21B, gross loans $1.55B; market cap $319M as of 12/31/2024.
Federal Reserve approves ChoiceOne-Fentura merger
Federal Reserve Board approved the merger of Fentura Financial into ChoiceOne on February 12, 2025.
ChoiceOne Q4 net income $7.2M, up 35% YoY; EPS $0.79; core loans grow 11% annualized
Net income $7.159M in Q4, up 35.3% YoY; adjusted net income $7.532M; diluted EPS $0.79 ($0.83 adjusted).
ChoiceOne and Fentura shareholders approve merger; combined bank to have ~$4.3B assets
ChoiceOne (COFS) shareholders voted 5,823,344 for vs 101,305 against the stock issuance proposal.
ChoiceOne Q3 2024 snapshot: $2.73B assets, 1.09% ROAA, pending Fentura merger
Total assets $2.726B, deposits $2.208B, gross loans $1.51B as of Sept 30, 2024.
ChoiceOne Q3 net income $7.3M (+43% YoY), EPS $0.85, NIM expands to 3.17%
Net income $7.348M vs $5.122M YoY (+43.5%); diluted EPS $0.85 ($0.93 adjusted for merger costs).
ChoiceOne closes $34.5M common stock offering; funds merger with Fentura
Sold 1.38M shares at $25.00 each, including full exercise of 180,000-share over-allotment.
ChoiceOne reports Q2 net income $6.6M, EPS $0.87, NIM expands to 2.95%
Net income $6.586M ($0.87 diluted EPS) for Q2 2024 vs $5.213M ($0.69) YoY, up 26.3%.
ChoiceOne files 8-K with no material narrative; XBRL data only
Filing reports items 1.01, 8.01, and 9.01 but contains no press release or exhibit text.
ChoiceOne prices 1.2M share offering at $25/sh, net $28.2M for general purposes and merger
Offering of 1,200,000 shares at $25.00 per share for gross proceeds of ~$30.0M.
ChoiceOne shareholders elect all five director nominees, approve say-on-pay, ratify auditor
Directors Burns, Coulter, McConnell, McGinnis, Page elected with 3.9M+ votes each; broker non-votes 1,500,183.
ChoiceOne files annual meeting presentation with historical financials; no new material disclosures
Presentation includes FY2023 results: ROAA 0.85%, ROAE 12.00%, net income $18.3M (adjusted).
ChoiceOne investor presentation shows Q1 2024 annualized ROAA 0.86%, ROAE 11.26%
Total assets $2.67B, deposits $2.19B, gross loans $1.42B as of March 31, 2024.
ChoiceOne Q1 EPS $0.74 (flat YoY); forward swaps add $732K/mo to NII starting May
Net income $5.6M, essentially flat; diluted EPS $0.74 vs $0.75 in Q1 2023.
ChoiceOne Q4 net income $5.3M ($0.70 EPS), core loans grow $105M
Net income $5.293M ($0.70 diluted EPS) vs $6.684M ($0.89) a year ago; full-year $21.261M ($2.82) vs $23.640M ($3.15).
ChoiceOne Q3 2023 snapshot: $2.57B assets, 12.28% ROAE, 5.3% dividend yield
As of 9/30/23: total assets $2.574B, deposits $2.133B, gross loans $1.315B; market cap $148M.
ChoiceOne Q3 net income down 12% to $0.68 EPS; core loans grow 19.8%
Net income $5.1M ($0.68 diluted EPS) vs $5.8M ($0.77) in Q3 2022.
Director David J. Churchill retires from ChoiceOne board; size reduced to 13
David J. Churchill resigned from the board effective Oct 22, 2023 under mandatory retirement policy.
ChoiceOne Financial Services reports financial snapshot as of June 30, 2023
Total assets $2.48B, deposits $2.09B, gross loans $1.27B as of June 30, 2023.
ChoiceOne Q2 net income falls to $5.21M; diluted EPS $0.69, core loans grow 4.9%
Q2 2023 net income $5.21M ($0.69 diluted EPS) vs $5.62M ($0.75 EPS) in Q2 2022.
ChoiceOne board member Nels W. Nyblad resigns due to mandatory retirement policy
Nels W. Nyblad resigned from the Board on June 28, 2023, under the company's mandatory retirement requirement.
ChoiceOne shareholders elect directors, approve say-on-pay, ratify auditor at annual meeting
All five director nominees elected: Brophy, Burke, Essex, Hendon, Wendling with >3.6M votes for each.
ChoiceOne holds annual meeting; presentation provides no new financial data
Presentation furnished as Exhibit 99.1 covers agenda: director elections, say-on-pay vote, auditor ratification.
ChoiceOne Q1 net income $5.63M ($0.75 EPS) down 15.7% sequentially; core loans grow 7% annualized
Net income $5.63M ($0.75 diluted EPS) vs $6.68M ($0.89) in Q4 2022 and $5.53M ($0.74) in Q1 2022.
ChoiceOne Q4 net income $6.7M, EPS $0.89; core loan growth 20.3% annualized
Net income $6.7M in Q4 2022 vs $5.0M in Q4 2021; diluted EPS $0.89 vs $0.66.
ChoiceOne provides investor presentation; no specific material updates disclosed
Investor presentation made available for meetings starting November 8, 2022.
ChoiceOne Q3 net income $5.8M (+1% YoY), diluted EPS $0.77; core loans grow 19.6% annualized
Net income $5.813M vs $5.749M in Q3 2021; diluted EPS $0.77 vs $0.75.
ChoiceOne board changes: Cronin retires, Coulter and Wendling appointed
Patrick Cronin retired from ChoiceOne and ChoiceOne Bank boards effective Sept 21 after nearly 30 years.
ChoiceOne furnishes investor presentation under Regulation FD; no specific data provided
Presentation filed as Exhibit 99.1 on September 7, 2022.
ChoiceOne authorizes repurchase of up to 375,388 shares (5% of outstanding)
Board authorized repurchase of up to 375,388 shares, equal to 5% of outstanding common stock.
ChoiceOne Q2 net income $5.6M, EPS $0.75; core loans grow 23.8% annualized
Net income $5.615M ($0.75 diluted EPS) vs $5.043M ($0.65) in Q2 2021.
ChoiceOne director David Bush retires; Bruce Essex appointed to board
David H. Bush resigned effective July 25, 2022, per mandatory retirement policy.
Shareholders approve 2022 equity incentive plan, employee stock purchase plan, elect directors
All five director nominees elected: Armock, Burrough, Churchill, Nyblad, Potes each received ~3.88-3.91M votes for, ~81-104K withheld.
On May 21, 2025, the Board of Directors appointed Gregory C. McConnell Chairman, and Roxanne M. Page Vice Chairwoman, of the Boards of Directors of the Company and the Bank, effective July 5, 2025.
Chairman and Director Jack G. Hendon has tendered his retirement from the Board of Directors of the Company and the Bank, effective July 5, 2025.
On May 21, 2025, the Board of Directors appointed Gregory C. McConnell Chairman, and Roxanne M. Page Vice Chairwoman, of the Boards of Directors of the Company and the Bank, effective July 5, 2025.
the Board appointed Brian Petty and Randy Hicks, M.D., former directors of Fentura, as directors of ChoiceOne to fill the resulting vacancies.
the Board appointed Brian Petty and Randy Hicks, M.D., former directors of Fentura, as directors of ChoiceOne to fill the resulting vacancies.
David J. Churchill tendered his resignation from the Board of Directors of ChoiceOne Financial Services, Inc. and ChoiceOne Bank ("ChoiceOne"), effective October 22, 2023, in accordance with ChoiceOne's mandatory retirement requirement for Directors.
On June 28, 2023, Nels W. Nyblad tendered his resignation from the Board of Directors of ChoiceOne Financial Services, Inc. ("ChoiceOne"), effective June 28, 2023, in accordance with ChoiceOne's mandatory retirement requirement for members of the Board of Directors.
Also on September 21, 2022, the Board of Directors of ChoiceOne increased the number of directors constituting the Board of Directors from 14 directors to 15 directors and Michelle M. Wendling was appointed to the Board of Directors to fill the resulting vacancy, for a term that will expire at ChoiceOne's 2023 annual meeting of shareholders.
On September 21, 2022, Curt E. Coulter, D.O. was appointed to the Board of Directors of ChoiceOne, effective immediately, to fill the vacancy created by the retirement of Mr. Cronin, for a term that will expire at ChoiceOne's 2024 annual meeting of shareholders.
On September 21, 2022, Patrick A. Cronin tendered his retirement from the Board of Directors of ChoiceOne Financial Services, Inc. ("ChoiceOne"), effective immediately.
Bruce J. Cady retired from the Board of Directors of ChoiceOne Financial Services, Inc. ("ChoiceOne") effective May 7, 2022 in accordance with ChoiceOne's mandatory retirement requirement for members of the Board of Directors.
Effective upon Mr. Cady's retirement, David J. Churchill was appointed to the Board of Directors of ChoiceOne to fill the vacancy created by the retirement of Mr. Cady, for a term that will expire at ChoiceOne's 2022 annual meeting of shareholders.
Max materiality 0.85 · Median 0.53 · Most common event earnings