Highest-materiality recent filing
ChoiceOne reports Q1 2026 net income $13.7M; FY 2025 adjusted EPS $3.70
Q1 2026 net income $13.7M, basic EPS $0.91; total assets $4.4B, deposits $3.7B, loans $3.0B.
ChoiceOne Q1 2026 Adjusted EPS $0.91; NIM 3.67%; Assets $4.4B
Q1 2026 adjusted EPS $0.91, ROAA 1.24%, ROAE 11.65%, efficiency ratio 55.99%.
ChoiceOne reports $4.4B assets, 12.87% adj ROAE for FY2025; Fentura merger integrated
Total assets $4.4B, deposits $3.6B, gross loans $3.0B as of Dec 31, 2025; market cap $443M.
ChoiceOne Q3 2025: ROAA 1.36%, NIM 3.77%, efficiency ratio improves to 54.8%
Annualized ROAA 1.36% and ROAE 13.39% for Q3 2025.
ChoiceOne reports Q2 2025 net income $13.5M, EPS $0.90; net interest margin expands to 3.66%
Net income $13.5M (diluted EPS $0.90) vs $6.6M ($0.87) YoY; adjusted EPS ex-merger costs $0.91.
ChoiceOne posts Q1 GAAP net loss of $13.9M on Fentura merger costs; adjusted EPS rises to $0.87
GAAP net loss of $13.9M ($1.30 basic EPS) vs adjusted net income $9.3M ($0.87 adjusted EPS).
ChoiceOne reports Q1 net loss of $13.9M on $17.2M merger expenses; adjusted net income $9.3M
Net loss of $13.9M ($1.29 diluted loss) vs Q1 2024 net income of $5.6M ($0.74 EPS).
ChoiceOne completes Fentura merger; combined assets exceed $4B, exchange ratio 1.35:1
Fentura merged into ChoiceOne effective March 1, 2025; each Fentura share converted to 1.35 ChoiceOne shares plus cash for fractions.
Federal Reserve approves ChoiceOne-Fentura merger
Federal Reserve Board approved the merger of Fentura Financial into ChoiceOne on February 12, 2025.
ChoiceOne Q4 net income $7.2M, up 35% YoY; EPS $0.79; core loans grow 11% annualized
Net income $7.159M in Q4, up 35.3% YoY; adjusted net income $7.532M; diluted EPS $0.79 ($0.83 adjusted).
ChoiceOne and Fentura shareholders approve merger; combined bank to have ~$4.3B assets
ChoiceOne (COFS) shareholders voted 5,823,344 for vs 101,305 against the stock issuance proposal.
ChoiceOne Q3 net income $7.3M (+43% YoY), EPS $0.85, NIM expands to 3.17%
Net income $7.348M vs $5.122M YoY (+43.5%); diluted EPS $0.85 ($0.93 adjusted for merger costs).
ChoiceOne closes $34.5M common stock offering; funds merger with Fentura
Sold 1.38M shares at $25.00 each, including full exercise of 180,000-share over-allotment.
ChoiceOne reports Q2 net income $6.6M, EPS $0.87, NIM expands to 2.95%
Net income $6.586M ($0.87 diluted EPS) for Q2 2024 vs $5.213M ($0.69) YoY, up 26.3%.
ChoiceOne prices 1.2M share offering at $25/sh, net $28.2M for general purposes and merger
Offering of 1,200,000 shares at $25.00 per share for gross proceeds of ~$30.0M.
ChoiceOne Q4 net income $5.3M ($0.70 EPS), core loans grow $105M
Net income $5.293M ($0.70 diluted EPS) vs $6.684M ($0.89) a year ago; full-year $21.261M ($2.82) vs $23.640M ($3.15).
ChoiceOne Q3 net income down 12% to $0.68 EPS; core loans grow 19.8%
Net income $5.1M ($0.68 diluted EPS) vs $5.8M ($0.77) in Q3 2022.
ChoiceOne Q2 net income falls to $5.21M; diluted EPS $0.69, core loans grow 4.9%
Q2 2023 net income $5.21M ($0.69 diluted EPS) vs $5.62M ($0.75 EPS) in Q2 2022.
ChoiceOne Q1 net income $5.63M ($0.75 EPS) down 15.7% sequentially; core loans grow 7% annualized
Net income $5.63M ($0.75 diluted EPS) vs $6.68M ($0.89) in Q4 2022 and $5.53M ($0.74) in Q1 2022.
ChoiceOne Q4 net income $6.7M, EPS $0.89; core loan growth 20.3% annualized
Net income $6.7M in Q4 2022 vs $5.0M in Q4 2021; diluted EPS $0.89 vs $0.66.
ChoiceOne Q2 net income $5.6M, EPS $0.75; core loans grow 23.8% annualized
Net income $5.615M ($0.75 diluted EPS) vs $5.043M ($0.65) in Q2 2021.
On May 21, 2025, the Board of Directors appointed Gregory C. McConnell Chairman, and Roxanne M. Page Vice Chairwoman, of the Boards of Directors of the Company and the Bank, effective July 5, 2025.
Chairman and Director Jack G. Hendon has tendered his retirement from the Board of Directors of the Company and the Bank, effective July 5, 2025.
On May 21, 2025, the Board of Directors appointed Gregory C. McConnell Chairman, and Roxanne M. Page Vice Chairwoman, of the Boards of Directors of the Company and the Bank, effective July 5, 2025.
the Board appointed Brian Petty and Randy Hicks, M.D., former directors of Fentura, as directors of ChoiceOne to fill the resulting vacancies.
the Board appointed Brian Petty and Randy Hicks, M.D., former directors of Fentura, as directors of ChoiceOne to fill the resulting vacancies.
David J. Churchill tendered his resignation from the Board of Directors of ChoiceOne Financial Services, Inc. and ChoiceOne Bank ("ChoiceOne"), effective October 22, 2023, in accordance with ChoiceOne's mandatory retirement requirement for Directors.
On June 28, 2023, Nels W. Nyblad tendered his resignation from the Board of Directors of ChoiceOne Financial Services, Inc. ("ChoiceOne"), effective June 28, 2023, in accordance with ChoiceOne's mandatory retirement requirement for members of the Board of Directors.
Also on September 21, 2022, the Board of Directors of ChoiceOne increased the number of directors constituting the Board of Directors from 14 directors to 15 directors and Michelle M. Wendling was appointed to the Board of Directors to fill the resulting vacancy, for a term that will expire at ChoiceOne's 2023 annual meeting of shareholders.
On September 21, 2022, Curt E. Coulter, D.O. was appointed to the Board of Directors of ChoiceOne, effective immediately, to fill the vacancy created by the retirement of Mr. Cronin, for a term that will expire at ChoiceOne's 2024 annual meeting of shareholders.
On September 21, 2022, Patrick A. Cronin tendered his retirement from the Board of Directors of ChoiceOne Financial Services, Inc. ("ChoiceOne"), effective immediately.
Bruce J. Cady retired from the Board of Directors of ChoiceOne Financial Services, Inc. ("ChoiceOne") effective May 7, 2022 in accordance with ChoiceOne's mandatory retirement requirement for members of the Board of Directors.
Effective upon Mr. Cady's retirement, David J. Churchill was appointed to the Board of Directors of ChoiceOne to fill the vacancy created by the retirement of Mr. Cady, for a term that will expire at ChoiceOne's 2022 annual meeting of shareholders.
Max materiality 0.85 · Median 0.53 · Most common event earnings