Highest-materiality recent filing
CZFS Q1 net income $10.4M (+36% YoY); EPS $2.16; NPAs surge to $40M (1.74% of loans)
Net income $10.4M vs $7.6M YoY; diluted EPS $2.16 vs $1.59.
Citizens Financial Services to present Q1 2026 investor deck starting April 30
Filed Form 8-K under Item 7.01 to furnish investor presentation for Q1 2026.
Citizens Financial shareholders approve 2026 equity plan, elect directors
Shareholders approved the 2026 Equity Incentive Plan authorizing 250,000 shares for future awards.
Citizens Financial Services posts record 2025 net income of $36.6M; core EPS $7.62
Net income of $36.6M for 2025 vs $27.8M in 2024; core diluted EPS $7.62 vs $5.94.
Citizens Financial Services authorizes repurchase of up to 200,000 shares for $15M
Repurchase program covers up to 200,000 shares at max $15M aggregate price over April 22, 2026 – April 22, 2029.
Citizens Financial Services reports 31.5% net income increase for 2025; dividend raised 3.1%
Net income $36.572M for 2025, up 31.5% YoY; Q4 net income $10.483M, up 31.3% vs Q4 2024.
Q4 2025 investor presentation furnished, no material financial details disclosed
Citizens Financial Services (CZFS) furnished a Q4 2025 investor presentation under Regulation FD.
Citizens Financial Services appoints Joseph B. Bower Jr. to Board of Directors
Appointed January 12, 2026 to the boards of Citizens Financial Services and First Citizens Community Bank.
Citizens Financial Services sets 2026 annual meeting for April 21, 2026
Annual meeting of shareholders scheduled for Tuesday, April 21, 2026.
Citizens Financial Services Q3 net income $10M, EPS $2.09, up 32.7% YoY; dividend increased 3.1%
Net income $10.005M vs $7.536M in Q3 2024; basic EPS $2.09 vs $1.57.
Citizens Financial Services files 8-K furnishing Q3 2025 investor presentation
Furnished investor presentation for third quarter 2025 to be used in meetings with investors.
Citizens Financial Q2 net income $8.5M, EPS $1.76; dividend raised 2.1%
Q2 2025 net income $8.5M vs $5.3M in Q2 2024 (+60.4%); basic EPS $1.76 vs $1.10.
Citizens Financial Services furnishes Q2 2025 investor deck; no specific figures disclosed
Exhibit 99.1 contains a Q2 2025 investor presentation but no financial results or guidance are included in the filing text.
Citizens Financial Services determines FY2024 bonuses for CEO and other NEOs
CEO Randall Black received $545,991 bonus; total comp $1,399,597.
Citizens Financial Services Q1 net income $7.6M, EPS $1.60, up 8.5% YoY; dividend raised 2.1%
Net income $7.6M ($1.60 EPS) vs $7.0M ($1.48) a year ago, up 8.5%.
Citizens Financial Services furnishes Q1 2025 investor deck; no specific figures in filing
Presentation filed under Item 7.01 as Exhibit 99.1, not deemed filed for SEC liability purposes.
Shareholders elect directors, ratify auditor at annual meeting; board reduced after retirement
John P. Painter II elected Class 1 director for two-year term to 2027.
CZFS annual meeting presentation shows 2024 net income $27.8M, highlights challenges
2024 net income $27.8M (core EPS $6.00 diluted) vs $17.8M in 2023.
Full-year net income $27.8M vs $17.8M in 2023; EPS $5.86 vs $4.02. Q4 net income $7.98M ($1.68 EPS) vs $7.54M ($1.59 EPS) YoY.
Citizens Financial Services files Q4 2024 investor presentation; details unavailable
Presentation furnished under Regulation FD; no earnings release filed.
Citizens Financial Services enters change-in-control agreements with two senior executives
Agreements with David Z. Richards Jr. (Senior EVP, Director Emerging Markets) and Stephen J. Guillaume (SVP, CFO), effective Dec 31, 2024.
Citizens Financial Services sets 2025 annual meeting for April 15
2025 annual meeting of shareholders scheduled for Tuesday, April 15, 2025.
Citizens Financial Q3 net income flat at $7.5M; NIM shrinks, NPAs surge to $24M
Q3 net income $7.5M ($1.59 EPS) vs $7.5M ($1.59 EPS) in Q3 2023; flat YoY.
Citizens Financial Services releases Q3 2024 investor presentation; detail not extractable
Company furnished an investor deck covering 3rd quarter 2024 financial information and legal disclosures.
Citizens Financial Services files Q2 2024 investor presentation; no material new info
Company furnished an investor presentation deck for Q2 2024.
Citizens Financial Q2 net income $5.3M vs loss year ago; EPS $1.11; dividend up 2.1%
Q2 net income $5.3M ($1.11 EPS) vs net loss $4.1M (($1.00) EPS) in Q2 2023; six-month net income $12.3M ($2.59 EPS).
Citizens Financial Services appoints Jeffrey R. White as COO, adds two directors
Jeffrey R. White appointed COO effective July 11, 2024; previously SVP/Deputy CRO at Northwest Bancshares.
Citizens Financial amends CEO SERP to use highest 3-year compensation in last 10 years
Board approved Third Amendment to SERP for CEO Randall E. Black, effective June 18, 2024.
Citizens Fin Svcs reports 2023 bonus awards for NEOs; CEO pay ratio 30.1:1
CEO Randall Black earned $519,918 cash bonus; COO Mickey Jones earned $230,541.
CZFS Q1 net income $7.0M (+2.3%), EPS $1.49 vs $1.71; NPA rise $4.8M YoY
Net income $7.0M, up 2.3% YoY; basic EPS $1.49 vs $1.71 (impacted by share increase from HVB acquisition).
Effective July 11, 2024, Jeffrey R. White was appointed as the new Chief Operating Officer of Citizens Financial Services, Inc.
On July 16, 2024, the Board of Directors appointed Terry B. Osborne and John P. Painter II to the Company's Board of Directors.
On July 16, 2024, the Board of Directors appointed Terry B. Osborne and John P. Painter II to the Company's Board of Directors.
Max materiality 0.75 · Median 0.35 · Most common event earnings