Highest-materiality recent filing
FB Financial Q2 EPS $1.13, adjusted $1.14; loan growth 11.6% annualized
Net income $58.6M ($1.13 diluted EPS) vs $57.5M ($1.10) prior Q and $2.9M ($0.06) year-ago.
FB Financial Q1 EPS $1.10 ($1.12 adj); loans & deposits up >25% YoY; NIM expands to 3.94%
Net income $57.5M, diluted EPS $1.10 (adj. $1.12), vs $0.84 in Q1 2025.
FB Financial Q4 2025 GAAP EPS $1.07, adjusted $1.16; NIM expands to 3.98%
Q4 net income $57.0M ($1.07 diluted EPS); adjusted net income $61.5M ($1.16 adjusted diluted EPS).
Estate of James W. Ayers sells 2,162,052 shares at $51.50 per share to institutional investors in a registered direct offering.
FB Financial Q3 adjusted EPS $1.07, NIM expands to 3.95%; Southern States merger boosts growth
GAAP diluted EPS $0.43 vs $0.06 prior quarter; adjusted diluted EPS $1.07 vs $0.86 YoY.
FB Financial Q2 GAAP EPS $0.06 on $60.5M securities loss; adjusted EPS $0.88, NIM 3.68%
GAAP net income $2.9M ($0.06 diluted EPS) vs $0.84 prior Q and $0.85 YoY, impacted by $60.5M loss on sale of securities.
FB Financial closes $368M stock-for-stock merger with Southern States Bancshares
Implied transaction value of ~$36.24 per share, ~$368.4M total, based on FBK's $45.30 close on June 30.
FB Financial shareholders approve stock issuance for merger with Southern States Bancshares
Shareholders approved issuance of common stock for merger with Southern States Bancshares (39.3M for, ~11K against).
All required regulatory approvals received for merger with Southern States Bancshares (SSBK).
FB Financial Q1 2025 EPS $0.84, adjusted $0.85; NIM expands to 3.55%
Net income $39.4M ($0.84 diluted EPS); adjusted net income $40.1M ($0.85 adjusted diluted EPS).
FB Financial founder James W. Ayers dies; shareholder agreement terminated
James W. Ayers passed away on April 1, 2025; he owned approximately 23% of FBK common stock.
FB Financial to acquire Southern States Bancshares in all-stock merger
Exchange ratio: 0.80 FB Financial shares per Southern States share; cash for fractional shares.
FB Financial reports Q4 2024 EPS $0.81 ($0.85 adj), NIM 3.50%, loans +5.2% annualized
Net income $37.9M ($0.81 diluted EPS); adjusted diluted EPS $0.85, flat sequentially.
FB Financial Q3 GAAP EPS $0.22 on $40.2M securities loss; adjusted EPS $0.86 beats prior year $0.71
Net income $10.2M ($0.22 diluted EPS) vs $0.85 prior Q; adjusted net income $40.1M ($0.86 diluted EPS).
FB Financial Q2 net income $40.0M, EPS $0.85; NIM expands to 3.57%
Net income $40.0M ($0.85 diluted EPS) vs $27.95M ($0.59) prior Q and $35.3M ($0.75) YoY; adjusted EPS $0.84.
FB Financial Q1 GAAP EPS $0.59, adjusted $0.85; loan balances down, NIM 3.42%
GAAP diluted EPS $0.59 vs $0.78 YoY; adjusted diluted EPS $0.85 vs $0.76 YoY.
FB Financial Q4 2023 EPS $0.63; adjusted EPS $0.77; NIM expands to 3.46%
Net income $29.4M ($0.63 diluted EPS) vs $0.41 prior Q and $0.81 year-ago; adjusted EPS $0.77 vs $0.71 prior Q and $0.85 year-ago.
FB Financial Q3 diluted EPS $0.41 (adj. $0.71); deposits $10.64B, NIM 3.42%
Net income $19.2M ($0.41 diluted EPS); adjusted net income $33.2M ($0.71 adjusted EPS).
FB Financial Q2 net income $35.3M ($0.75 EPS); adjusted EPS $0.77; deposits down to $10.87B
Net income $35.3M ($0.75 diluted EPS) vs $0.78 prior Q and $0.41 YoY; adjusted net income $36.0M ($0.77 adj EPS).
FB Financial Q1 EPS $0.78 ($0.76 adjusted); deposits grow 12.2% annualized
Net income $36.4M, diluted EPS $0.78; adjusted EPS $0.76 vs $0.85 prior quarter.
increased their respective sizes from 11 members to 12 members and appointed R. Milton Johnson to fill the vacancies created by the increase in number of directors and to serve as a member of the Boards until the election and qualification of his successor or until his earlier death, resignation, or removal.
On March 1, 2022, Mr. Jimmy E. Allen notified the Boards that he intends to retire as a member of the Boards. Mr. Allen’s retirement will be effective as of the 2023 annual meeting of shareholders of FB Financial, which is expected to take place in May 2023.
On March 3, 2023, the boards of directors (the “ Boards ”) of FB Financial and FirstBank announced that Jonathan Pennington will replace Mr. Rainwater as Chief Accounting Officer of FB Financial and FirstBank, effective as of March 16, 2023.
On February 27, 2023, Keith Rainwater notified FB Financial Corporation (the “ FB Financial ”), and its wholly owned subsidiary, FirstBank, of his decision to resign as Chief Accounting Officer from FB Financial and FirstBank, effective March 16, 2023 (the “ Resignation Date ”), for personal reasons.
Mr. McWhorter plans to step down as Chairman and as a member of the Boards of Directors (the “ Boards ”) of the Company and its wholly owned subsidiary, FirstBank, effective July 31, 2022.
the Boards elected Mr. William F. Carpenter III as Chairman of the Boards, effective July 31, 2022.
Mr. McWhorter notified FB Financial Corporation (the “ Company ”) of his planned retirement as Chairman and a member of the Boards of Directors (the “ Boards ”) of the Company and its wholly owned subsidiary, FirstBank, effective July 31, 2022 (the “ Retirement Date ”).
Mr. Andrews' retirement will be effective as of the 2022 annual meeting of shareholders of FB Financial.
Mr. Ayers' retirement was effective immediately
Max materiality 0.85 · Median 0.50 · Most common event earnings