Recent 8-K filings for FBK

• April 13, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  FB Financial Q1 EPS $1.10 ($1.12 adj); loans & deposits up >25% YoY; NIM expands to 3.94%

  Net income $57.5M, diluted EPS $1.10 (adj. $1.12), vs $0.84 in Q1 2025.

• January 21, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  FB Financial Q4 2025 GAAP EPS $1.07, adjusted $1.16; NIM expands to 3.98%

  Q4 net income $57.0M ($1.07 diluted EPS); adjusted net income $61.5M ($1.16 adjusted diluted EPS).

• November 14, 2025, 6:59 PM ET other material materiality 0.70 neutral item 8.01item 9.01

  FB Financial enters share purchase and repurchase agreements with Estate of James W. Ayers at $51.50 per share

  Estate of James W. Ayers sells 2,162,052 shares at $51.50 per share to institutional investors in a registered direct offering.

• October 14, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  FB Financial Q3 adjusted EPS $1.07, NIM expands to 3.95%; Southern States merger boosts growth

  GAAP diluted EPS $0.43 vs $0.06 prior quarter; adjusted diluted EPS $1.07 vs $0.86 YoY.

• July 14, 2025, 7:59 PM ET earnings materiality 0.75 neutral item 2.02item 7.01item 9.01

  FB Financial Q2 GAAP EPS $0.06 on $60.5M securities loss; adjusted EPS $0.88, NIM 3.68%

  GAAP net income $2.9M ($0.06 diluted EPS) vs $0.84 prior Q and $0.85 YoY, impacted by $60.5M loss on sale of securities.

• July 8, 2025, 7:59 PM ET M&A materiality 0.85 neutral item 2.01item 2.03item 5.02item 8.01item 9.01 ◈ Debt Financings◈ M&A Transactions

  FB Financial closes $368M stock-for-stock merger with Southern States Bancshares

  Implied transaction value of ~$36.24 per share, ~$368.4M total, based on FBK's $45.30 close on June 30.

• June 27, 2025, 7:59 PM ET M&A materiality 0.60 positive item 5.07

  FB Financial shareholders approve stock issuance for merger with Southern States Bancshares

  Shareholders approved issuance of common stock for merger with Southern States Bancshares (39.3M for, ~11K against).

• June 12, 2025, 7:59 PM ET M&A materiality 0.75 positive item 7.01item 8.01item 9.01

  FB Financial receives all final regulatory approvals for Southern States merger; close set for July 1

  All required regulatory approvals received for merger with Southern States Bancshares (SSBK).

• April 14, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  FB Financial Q1 2025 EPS $0.84, adjusted $0.85; NIM expands to 3.55%

  Net income $39.4M ($0.84 diluted EPS); adjusted net income $40.1M ($0.85 adjusted diluted EPS).

• April 7, 2025, 7:59 PM ET other material materiality 0.80 neutral item 1.02item 8.01

  FB Financial founder James W. Ayers dies; shareholder agreement terminated

  James W. Ayers passed away on April 1, 2025; he owned approximately 23% of FBK common stock.

• March 31, 2025, 7:59 PM ET M&A materiality 0.80 positive item 1.01item 7.01item 9.01

  FB Financial to acquire Southern States Bancshares in all-stock merger

  Exchange ratio: 0.80 FB Financial shares per Southern States share; cash for fractional shares.

• January 21, 2025, 6:59 PM ET earnings materiality 0.70 neutral item 2.02item 7.01item 9.01

  FB Financial reports Q4 2024 EPS $0.81 ($0.85 adj), NIM 3.50%, loans +5.2% annualized

  Net income $37.9M ($0.81 diluted EPS); adjusted diluted EPS $0.85, flat sequentially.

• October 15, 2024, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 7.01item 9.01

  FB Financial Q3 GAAP EPS $0.22 on $40.2M securities loss; adjusted EPS $0.86 beats prior year $0.71

  Net income $10.2M ($0.22 diluted EPS) vs $0.85 prior Q; adjusted net income $40.1M ($0.86 diluted EPS).

• July 15, 2024, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 7.01item 9.01

  FB Financial Q2 net income $40.0M, EPS $0.85; NIM expands to 3.57%

  Net income $40.0M ($0.85 diluted EPS) vs $27.95M ($0.59) prior Q and $35.3M ($0.75) YoY; adjusted EPS $0.84.

• April 15, 2024, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  FB Financial Q1 GAAP EPS $0.59, adjusted $0.85; loan balances down, NIM 3.42%

  GAAP diluted EPS $0.59 vs $0.78 YoY; adjusted diluted EPS $0.85 vs $0.76 YoY.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.50 · Most common event other_material

12 positive 0 negative 23 neutral

source · FBK on sec.gov