Recent 8-K filings for FMNB

• July 22, 2026, 8:05 AM ET earnings materiality 0.75 positive item 2.02item 7.01

  Farmers National Q2 2026 EPS $0.39 ($0.41 adj); NIM expands to 3.44%; NPLs down 25%

  Net income $23.0M ($0.39 diluted); adjusted net income $24.4M ($0.41) excluding $1.7M acquisition costs.

• May 12, 2026, 3:23 PM ET M&A materiality 1.00 positive item 9.01

  Farmers National closes Middlefield merger; pro forma shows $63.5M net income for 9M 2025

  Middlefield shareholders received 2.60 FMNB shares per Middlefield share; total consideration ~$302M based on $13.97/closing price.

• April 22, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Farmers National Q1 EPS $0.36 ($0.45 adj); NIM expands to 3.12%; acquires Middlefield

  Net income $16.3M ($0.36 GAAP EPS); adjusted EPS $0.45 excluding $4.0M acquisition/conversion costs.

• March 2, 2026, 6:59 PM ET M&A materiality 0.80 positive item 9.01

  Farmers National Banc completes Middlefield merger; $7.4B assets, 83 branches

  Each Middlefield share converted into 2.6 Farmers common shares; no fractional shares issued.

• February 10, 2026, 6:59 PM ET M&A materiality 0.75 neutral item 5.03item 5.07item 7.01item 9.01 ◈ Governance Changes

  Farmers National and Middlefield shareholders approve merger; close expected Q1 2026

  Farmers shareholders approved Merger Agreement: 27.6M For, 2.4M Against, 2.96M broker non-votes.

• February 5, 2026, 6:59 PM ET M&A materiality 0.75 positive item 7.01item 9.01

  FMNB receives all regulatory approvals for merger with MBCN; close expected Q1 2026

  All regulatory approvals secured for Middlefield Banc Corp. merger into Farmers National Banc Corp.

• January 28, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  Farmers National Q4 net income $14.6M ($0.39); NIM expands to 3.05%

  Q4 net income $14.6M ($0.39 diluted EPS); adjusted $15.1M ($0.40); vs $14.4M ($0.38) Q4 2024.

• October 27, 2025, 7:59 PM ET M&A materiality 0.90 positive item 1.01item 9.01

  Farmers National Banc Corp. to acquire Middlefield Banc Corp. in stock-for-stock merger

  Middlefield shareholders will receive 2.6 FMNB common shares per Middlefield share; merger expected to close in Q1 2026.

• October 22, 2025, 7:59 PM ET M&A materiality 0.90 positive item 2.02item 7.01item 9.01

  Farmers National to acquire Middlefield Banc for ~$299M; Q3 adjusted EPS $0.42

  All-stock deal: 2.6 Farmers shares per Middlefield share, valued at ~$299M; expected close Q1 2026.

• July 23, 2025, 7:59 PM ET earnings materiality 0.72 positive item 2.02item 7.01

  Farmers National Q2 net income $13.9M ($0.37/dil), up 18% YoY; NIM 2.91%

  Net income $13.9M, $0.37 diluted EPS vs $11.8M, $0.31 in Q2 2024.

• April 16, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  Farmers National Banc Corp reports Q1 net income $13.6M, EPS $0.36; adjusted EPS $0.39

  Net income $13.6M ($0.36 diluted) vs $11.2M ($0.30) YoY; adjusted net income $14.6M ($0.39 diluted).

• January 29, 2025, 6:59 PM ET earnings materiality 0.65 neutral item 2.02item 7.01item 9.01

  Farmers National Q4 net income $14.4M ($0.38 EPS); NIM 2.72%, up 6bp QoQ; acquires Crest Retirement

  Net income $14.4M ($0.38 diluted EPS); adjusted EPS $0.39; 168th consecutive profitable quarter.

• October 23, 2024, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 7.01item 9.01

  Farmers National Banc Corp Q3 net income $8.5M ($0.23/diluted), down from $13.3M; credit charge impacts EPS by $0.12

  Net income of $8.5M ($0.23 diluted) vs $13.3M ($0.36) in Q3 2023; impacted by $4.4M charge-off on office credit.

• July 24, 2024, 7:59 PM ET earnings materiality 0.70 negative item 2.02item 7.01item 9.01

  Farmers National Q2 EPS $0.31 (adjusted $0.33); net income $11.8M; loan growth 7% annualized

  Net income $11.8M ($0.31 diluted EPS) vs $15.0M ($0.40) in Q2 2023; adjusted net income $12.2M ($0.33).

• April 24, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Farmers National Q1 net income $11.2M, EPS $0.30 vs $0.19 YoY; restructures $44.3M securities

  Net income $11.2M ($0.30 diluted EPS) vs $7.1M ($0.19) YoY; non-GAAP EPS $0.34 excluding securities sale loss.

• January 24, 2024, 6:59 PM ET earnings materiality 0.65 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Farmers National Q4 net income $14.6M, EPS $0.39; loan growth 3.7% annualized

  GAAP EPS $0.39 vs $0.39 YoY; adjusted EPS $0.41 (non-GAAP) up 7.8% from $0.42.

• January 17, 2024, 6:59 PM ET leadership materiality 0.60 negative item 5.02 ◈ executive_change ×2

  Farmers National Banc Corp. announces resignation of two senior EVPs effective Jan 31, 2024

  James M. Gasior, Senior EVP & Corporate Development Officer, resigned effective Jan 31, 2024.

• October 25, 2023, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Farmers National Q3 net income $13.3M ($0.36 EPS); adjusted EPS $0.40; net interest margin compresses to 2.86%

  Net income $13.3M ($0.36 diluted EPS) vs $15.4M ($0.46) in Q3 2022; adjusted EPS $0.40 (non-GAAP).

• July 26, 2023, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Farmers National Q2 EPS $0.40 ($0.41 adjusted); net income $15.0M

  Diluted EPS $0.40 ($0.41 adjusted non-GAAP); net income $15.0M vs $16.0M a year ago.

• April 26, 2023, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Farmers National Q1 net income $7.1M ($0.19 diluted); adjusted EPS $0.44; Emclaire deal closed

  GAAP net income $7.1M, diluted EPS $0.19; adjusted net income $16.5M, EPS $0.44 (non-GAAP).

• January 25, 2023, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases ×2

  FMNB Q4 2022 EPS $0.39 ($0.42 adj.); net income $13.4M vs $5.7M YoY

  Net income $13.4M ($0.39 diluted) vs $5.7M ($0.18) in Q4 2021; adjusted EPS $0.42.

• January 3, 2023, 6:59 PM ET M&A materiality 0.70 positive item 2.01item 5.02item 7.01item 8.01item 9.01 ◈ executive_change◈ M&A Transactions

  Farmers National Banc Corp. completes Emclaire merger; adds $5B assets, new board member

  Each Emclaire share exchanged for $40 cash or 2.15 FMNB shares; 70% stock/30% cash mix.

• July 27, 2022, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  Farmers National Q2 EPS $0.47 ($0.49 adjusted); loans ex-PPP grow 15.7% annualized; Emclaire merger shareholder-approved

  Net income $16.0M ($0.47 diluted GAAP); adjusted EPS $0.49 excluding merger costs and security losses.

• July 20, 2022, 7:59 PM ET M&A materiality 0.70 positive item 7.01item 9.01

  Emclaire shareholders vote 98%+ to approve merger with Farmers National Banc Corp

  Emclaire shareholders approved merger with Farmers (FMNB) at special meeting on July 20, 2022.

• June 27, 2022, 7:59 PM ET M&A materiality 0.60 neutral item 8.01item 9.01

  Farmers National Banc Corp and Emclaire set July 19 election deadline for merger consideration

  Election deadline for Emclaire shareholders is July 19, 2022 at 5:00 p.m. ET to choose cash or Farmers common stock.

• June 17, 2022, 7:59 PM ET leadership materiality 0.60 neutral item 5.02 ◈ executive_change

  Chairman James R. Smail resigns from Farmers National Banc Corp. board

  James R. Smail resigned as Chairman of the Board effective June 16, 2022.

• April 27, 2022, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  Farmers National Q1 adj EPS $0.51 flat YoY; Emclaire acquisition expected H2 2022

  GAAP diluted EPS $0.47 vs $0.51 YoY; adjusted EPS (non-GAAP) $0.51 flat.

• March 24, 2022, 7:59 PM ET M&A materiality 0.80 positive item 1.01item 8.01item 9.01

  Farmers National (FMNB) to acquire Emclaire (EMCF) for ~$105M cash/stock merger

  Consideration: $40 cash or 2.15 FMNB shares per EMCF share; 70% stock/30% cash mix cap.

• January 28, 2022, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  Farmers National Banc Corp reports record net income of $51.8M for 2021, up 27% YoY

  Net income $51.8M, ~27% increase vs 2020; sixth consecutive year of record earnings.

• January 27, 2022, 6:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01

  Farmers National reports record 2021 net income of $51.8M; Cortland acquisition closed Nov 1, 2021

  GAAP net income $51.8M ($1.77/share) vs $41.9M ($1.47) in 2020; adjusted EPS $2.13.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 1.00 · Median 0.62 · Most common event earnings

21 positive 2 negative 27 neutral

source · FMNB on sec.gov