Recent 8-K filings for MNSB

• April 24, 2026, 7:59 PM ET other material materiality 0.60 positive item 8.01

  MainStreet Bancshares announces new $10M stock repurchase program, replacing prior plan

  Board authorized repurchase of up to $10M of common stock, replacing prior program from October 2025.

• April 20, 2026, 7:59 PM ET earnings materiality 0.60 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  MainStreet Bancshares Q1 net income $4.1M ($0.48 EPS); margin expands 9 bps to 3.47%

  Net income $4.1M, diluted EPS $0.48; net interest margin expanded 9 bps to 3.47%.

• January 26, 2026, 6:59 PM ET earnings materiality 0.60 positive item 2.02item 7.01item 9.01

  MainStreet Bancshares reports 2025 net income $15.6M, EPS $1.76; NIM expands to 3.46%

  Full-year 2025 net income of $15.6M, diluted EPS of $1.76.

• December 5, 2025, 6:59 PM ET leadership materiality 0.60 neutral item 5.02item 9.01

  CFO Thomas Chmelik to retire Dec 31, 2025; new employment agreement through 2027 with reduced salary

  CFO Thomas Chmelik will retire as CFO on Dec 31, 2025, but remain Senior EVP and Secretary through Dec 31, 2027.

• November 26, 2025, 6:59 PM ET leadership materiality 0.60 neutral item 5.02item 9.01

  MainStreet Bancshares CFO Thomas Chmelik to retire Dec 31, 2025; Alex Vari to succeed

  CFO Thomas Chmelik retires effective Dec 31, 2025; remains Senior EVP/Secretary through 2027 and stays on boards.

• November 4, 2025, 6:59 PM ET other materiality 0.60 positive item 8.01

  MainStreet Bancshares repurchases 209,000 shares at $18.54, below tangible book value of $24.81

  Repurchased 209,000 shares at $18.54 per share under existing buyback program.

• October 27, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 7.01item 9.01

  MainStreet Bancshares beats Q3 expectations, initiates $10M buyback

  Q3 2025 net income $4.52M, EPS $0.52, beating consensus of $4.48M and $0.51.

• August 27, 2025, 7:59 PM ET leadership materiality 0.60 neutral item 1.01item 5.02item 8.01item 9.01

  MainStreet Bancshares enters CFO indemnification and employment agreements, declares preferred dividend

  CFO Richard A. Vari entered an indemnification agreement with MainStreet Bancshares, effective August 21, 2025.

• July 22, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  MainStreet Bancshares Q2 2025 net income $4.6M, EPS $0.53, NIM 3.75% up 45bps

  Net income $4.6M, up $2.1M from prior quarter; diluted EPS $0.53.

• April 21, 2025, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 7.01item 9.01

  MainStreet Bancshares Q1 net income $2.5M, NIM expands 34bps to 3.30%

  Net income $2.5M, EPS $0.25; net interest income after provision $16.5M, up $3.9M QoQ.

• January 27, 2025, 6:59 PM ET earnings materiality 0.70 negative item 2.02item 7.01item 9.01

  MainStreet Bancshares reports 2024 net loss of $9.98M on software impairment and NPA resolution

  Net loss of $9.98M for 2024 due to full impairment of Avenu capitalized intangible software and resolution of nonperforming assets.

• October 28, 2024, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 7.01item 9.01

  MainStreet Bancshares Q3 EPS -$0.04; core deposits rise $33M, Avenu BaaS launched

  Net loss per common share -$0.04; YTD EPS $0.60.

• October 10, 2024, 7:59 PM ET earnings materiality 0.75 negative item 7.01item 9.01

  MainStreet Bancshares guides Q3 loss of $0.04 per share; offloads $21.8M in NPLs

  Estimates $0.04 loss per common share for Q3 2024 after charging off $1.9M and selling $21.8M in nonperforming loans.

• July 29, 2024, 7:59 PM ET earnings materiality 0.60 positive item 2.02item 7.01item 9.01

  MainStreet Bancshares Q2 2024 net income $2.6M; deposits up 10.2% YoY

  Net income of $2.6M for Q2 2024; net interest margin settled at 3.15%.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.75 · Median 0.38 · Most common event other_material

12 positive 4 negative 34 neutral

source · MNSB on sec.gov