Recent 8-K filings for ONIT

• August 6, 2026, 6:45 AM ET earnings materiality 0.65 neutral item 2.02item 9.01

  Onity Group Q2 net loss $13M; record origination $15B, revenue up 15% YoY

  Net loss of $13M ($1.53 diluted EPS); adjusted pre-tax income of $14M (annualized adjusted ROE 9%).

• July 1, 2026, 4:15 PM ET M&A materiality 0.75 positive item 8.01item 9.01

  Onity Group closes sale of reverse mortgage portfolio to Finance of America Reverse for $70-80M net proceeds

  Sold ~20,000 Ginnie Mae HECM loans with $5.2B unpaid principal balance as of May 31, 2026.

• June 2, 2026, 6:45 AM ET M&A materiality 0.80 positive item 8.01item 9.01

  Onity receives regulatory approval for reverse mortgage asset sale to FAR; expects $70-80M proceeds

  Regulatory approval received May 28 for sale of reverse MSRs on ~20,000 loans ($5.1B UPB) to Finance of America Reverse.

• May 5, 2026, 7:59 PM ET other material materiality 0.80 neutral item 1.01item 2.02item 9.01 ◈ Earnings Releases◈ Material Agreements

  Onity reports Q1 net income $7M, rev $294M; sells $5.1B reverse MSR portfolio

  Q1 2026 net income $7M (EPS $0.74); adj. pre-tax loss $6M; revenue $294M (+18% YoY).

• February 12, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 8.01item 9.01

  Onity Group reports record FY2025 net income $185M, diluted EPS $21.46, and $10M buyback

  Net income attributable to common stockholders of $185M; diluted EPS $21.46; ROE of 35%.

• February 2, 2026, 6:59 PM ET debt materiality 0.60 neutral item 1.01item 2.03item 9.01 ◈ Material Agreements

  Onity's PHH unit issues additional $200M of 9.875% Senior Notes due 2029

  Additional $200M aggregate principal issued on Jan 30, 2026, forming single series with existing $500M notes.

• January 26, 2026, 6:59 PM ET earnings materiality 0.90 neutral item 2.02item 8.01item 9.01

  Onity Group reports preliminary Q4 2025 net income of $107-131M and announces $150M senior notes offering

  Preliminary Q4 2025 net income attributable to common stockholders estimated at $107M to $131M.

• January 26, 2026, 6:59 PM ET debt materiality 0.60 neutral item 8.01item 9.01

  Onity Group announces $200M add-on to 9.875% Senior Notes due 2029

  PHH Corporation and PHH Escrow Issuer LLC priced $200M of 9.875% Senior Notes due 2029.

• December 18, 2025, 6:59 PM ET other material materiality 0.60 neutral item 7.01item 9.01

  Oaktree exercises warrants for 1.18M shares; Onity issues 462k net, eliminating all warrant dilution

  Oaktree funds exercised warrants for 1,184,768 shares at $26.82; Onity settled net with 462,762 shares at $44.01 trailing average.

• November 18, 2025, 6:59 PM ET M&A materiality 0.80 positive item 1.01item 7.01item 9.01

  Onity Group sells $9.6B reverse mortgage portfolio to Finance of America Reverse for net proceeds of $100-110M

  Selling ~40,000 HECM loans with $9.6B UPB; net proceeds estimated at $100-110M after adjustments.

• November 6, 2025, 6:59 PM ET other material materiality 0.80 neutral item 1.02item 2.02item 9.01

  Onity reports Q3 net income of $18M; loses Rithm as subservicing client (10% of UPB)

  Q3 net income $18M ($2.03 diluted EPS); adjusted pre-tax income $31M (adj. ROE 25%).

• August 5, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  Onity Group reports Q2 2025 net income of $20M; diluted EPS $2.40; origination volume up 35% YoY

  Net income attributable to common stockholders $20M; diluted EPS $2.40; ROE of 17%.

• April 30, 2025, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  Onity Q1 net income $21M, diluted EPS $2.50, book value $58, reaffirms 2025 ROE guidance

  Net income attributable to common stockholders $21M; diluted EPS $2.50; ROE 19%.

• March 20, 2025, 7:59 PM ET other material materiality 0.65 positive item 7.01item 8.01item 9.01

  Onity Q1 preliminary: originations up significantly; Ginnie Mae recapture >70%; possible $180M DTA release

  Originations volume significantly higher than Q1 2024; Ginnie Mae recapture rate over 70%.

• February 13, 2025, 6:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  Onity Group reports FY2024 net income $33M, EPS $4.13; guides 2025 adj. ROE 16%-18%

  FY2024 net income attributable to common stockholders $33M (highest since 2013); diluted EPS $4.13; ROE 8%.

• December 3, 2024, 6:59 PM ET M&A materiality 0.85 positive item 1.01item 1.02item 2.03item 8.01item 9.01

  Onity closes sale of 15% MAV stake to Oaktree for $49.5M; refinances $574M in debt

  Sold 15% interest in MSR Asset Vehicle to Oaktree for $49.5M cash; PHH Mortgage remains exclusive subservicer for 5 years.

• November 6, 2024, 6:59 PM ET debt materiality 0.75 positive item 1.01item 2.03item 8.01item 9.01

  ONIT subsidiary closes $500M 9.875% Senior Notes due 2029 to refinance existing debt

  PHH Escrow Issuer issued $500M of 9.875% Senior Notes due Nov 1, 2029; proceeds held in escrow pending MAV Sale.

• November 5, 2024, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 3.02item 3.03item 5.03item 9.01 ◈ Governance Changes

  Onity Q3 net income $21M, EPS $2.65; issues Series B preferred for $55M assets

  GAAP net income $21M, diluted EPS $2.65; adjusted pre-tax income $35M, adjusted pre-tax ROE 31%.

• October 23, 2024, 7:59 PM ET debt materiality 0.70 positive item 8.01item 9.01

  Onity subsidiary prices $500M of 9.875% senior notes due 2029 to refinance debt

  $500M aggregate principal, 9.875% coupon, due 2029; priced at 99.556% of par.

• October 21, 2024, 7:59 PM ET earnings materiality 0.80 neutral item 2.02item 8.01item 9.01

  Onity reports prelim Q3 net income $21.4M ($2.65 EPS), plans $475M notes offering

  Q3 2024 prelim net income $21.4M, diluted EPS $2.65, vs Q2 net income $10.5M, EPS $1.33.

• October 11, 2024, 7:59 PM ET M&A materiality 0.70 neutral item 8.01item 9.01

  Onity Group to acquire MAM's reverse mortgage assets with $3B UPB; issues Series B Preferred Stock

  Acquires substantially all MAM assets with estimated aggregate NAV of ~$55M, including $3.0B UPB of HECM reverse mortgage loans and MSRs, plus ~$20M cash.

• September 30, 2024, 7:59 PM ET M&A materiality 0.85 positive item 1.01item 8.01item 3.03item 9.01

  Onity Group accelerates capital restructuring with MAV sale, debt reduction, and asset acquisitions

  Onity to sell its 15% interest in MAV to Oaktree for ~$49M cash; expects Q4 2024 close subject to debt financing and approvals.

• August 1, 2024, 7:59 PM ET other material materiality 0.80 positive item 2.02item 8.01item 9.01

  Onity posts Q2 net income of $11M; enters LOI to acquire $3B reverse mortgage assets

  GAAP net income of $11M; diluted EPS $1.33; annualized ROE 10%.

• May 2, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  Ocwen reports Q1 net income of $30M, EPS $3.74, ROE 29%; Moody's upgrades to B3

  Net income of $30M; diluted EPS $3.74; annualized return on equity 29%.

• February 27, 2024, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01 ◈ Earnings Releases

  Ocwen reports FY2023 GAAP net loss of $64M; adjusted pre-tax income of $49M

  Q4 GAAP net loss of $47M; adjusted pre-tax income of $11M. Full-year net loss $64M; adjusted pre-tax income $49M.

• November 7, 2023, 6:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01 ◈ Earnings Releases

  Ocwen Financial Q3 2023 net income $8M, EPS $1.10; adjusted pre-tax income $10M

  GAAP net income of $8 million; diluted EPS of $1.10.

• August 3, 2023, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01 ◈ Earnings Releases

  Ocwen Q2 net income $15M, up $56M QoQ; CFPB ruling final

  GAAP net income of $15M, an improvement of $56M from Q1 2023.

• May 4, 2023, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01 ◈ Earnings Releases

  Ocwen Financial reports Q1 GAAP net loss of $40M; adjusted pre-tax income of $6M

  Net loss of $40 million, driven by $39 million reduction in unrealized MSR fair value due to lower interest rates.

• February 28, 2023, 6:59 PM ET earnings materiality 0.75 neutral item 2.02item 9.01 ◈ Earnings Releases

  Ocwen reports FY2022 net income $26M, EPS $2.97; Q4 net loss $80M

  Full-year 2022 net income $26M, EPS $2.97, up 42% and 49% YoY respectively.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.90 · Median 0.65 · Most common event earnings

18 positive 2 negative 30 neutral

source · ONIT on sec.gov