Recent 8-K filings for OXBR

• March 30, 2026, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01 ◈ Earnings Releases

  Oxbridge Re Q4 net income $120K, full-year loss narrows; token returns beat targets

  Q4 2025 net income $120K ($0.02/share) vs net loss $460K ($0.05 loss/share) year ago.

• February 13, 2026, 6:59 PM ET debt materiality 0.70 neutral item 1.01item 2.03item 9.01 ◈ Debt Financings◈ Material Agreements

  Oxbridge Re borrows $1M at 16% rate, secures with all assets via 6-month note

  $1M principal borrowed from Real World Digital Assets LLC; 6-month maturity through Aug 14, 2026.

• February 10, 2026, 6:59 PM ET other material materiality 0.60 neutral item 7.01item 9.01

  Oxbridge Re subsidiary launches $20M tokenized participation share offering

  SurancePlus Inc. offering up to 2,000,000 Participation Shares at $10 each via digital tokens T20-2027 and T42-2027.

• September 4, 2025, 7:59 PM ET other material materiality 0.70 neutral item 5.02item 5.07item 5.03item 3.02item 9.01 ◈ Governance Changes

  Shareholders approve 10x increase in authorized shares to 500M; new CEO/CFO employment agreements adopted

  Authorized shares increased from 50M to 500M (450M new shares) via amendment to Memorandum and Articles, effective immediately.

• August 14, 2025, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Oxbridge Re Q2 net loss $1.87M; loss ratio 394% from Hurricane Milton

  Net loss for Q2 2025: $1.87M ($0.25 per share) vs $821K ($0.14) in Q2 2024; six-month loss $2.01M ($0.28).

• March 26, 2025, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  Oxbridge Re reports FY 2024 net loss of $2.7M, improved from $9.9M; premiums up 83%

  Net loss $2.7M ($0.45/share) vs $9.9M ($1.69) prior year; Q4 net loss $460K vs $2.67M prior year.

• February 26, 2025, 6:59 PM ET other material materiality 0.70 neutral item 1.01item 3.02item 9.01

  Oxbridge Re raises $3.0M via registered direct offering and warrants issuance

  Sold 705,884 ordinary shares, 529,413 Series A warrants, and 882,355 Series B warrants at $4.25 combined effective price.

• November 13, 2024, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  Oxbridge Re Q3 net loss narrows to $540K from $7.3M; new token offerings planned

  Net loss of $540K ($0.09/share) vs $7.3M ($1.24) in Q3 2023; nine-month loss $2.27M vs $7.2M.

• August 8, 2024, 7:59 PM ET earnings materiality 0.60 negative item 2.02item 9.01

  Oxbridge Re Q2 net loss $821K; completes $2.88M tokenized reinsurance placement

  Net loss $821K ($0.14 per share) for Q2 2024 vs net loss $85K ($0.01) in Q2 2023; year-to-date net loss $1.73M vs net profit $57K prior year.

• June 10, 2024, 7:59 PM ET other material materiality 0.60 neutral item 7.01item 9.01

  Oxbridge Re evaluates strategic alternatives including sale or merger

  Board formed Special Committee to explore strategic alternatives for Co. and/or Web-3 unit SurancePlus Holdings.

• May 9, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01 ◈ Earnings Releases

  Oxbridge Re Q1 net loss $905K vs net income $142K; premiums earned $549K

  Net loss of $905K (($0.15) per share) vs net income $142K ($0.02) in Q1 2023.

• March 26, 2024, 7:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01 ◈ Earnings Releases

  Oxbridge Re FY2023 net loss widens to $9.9M; tokenized reinsurance returns >45%

  Net loss of $9.9M ($1.69/share) for FY2023 vs $1.8M ($0.31/share) loss in prior year.

• March 18, 2024, 7:59 PM ET other material materiality 0.60 neutral item 7.01item 9.01

  Oxbridge Re subsidiary SurancePlus launches offering of up to 1M Participation Shares at $10 each via digital tokens

  SurancePlus, Oxbridge Re subsidiary, commenced offering of up to 1,000,000 Participation Shares at $10 per share, represented by digital tokens 'EpsilonCat Re'.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.75 · Median 0.57 · Most common event other_material

3 positive 5 negative 18 neutral

source · OXBR on sec.gov