Recent 8-K filings for SNUS-PI

• August 27, 2026, 5:14 PM ET other material materiality 0.50 neutral item 3.02item 5.03item 9.01

  Santander Holdings issues $500M Series J preferred stock to parent BSSA

  Issued 500,000 shares of Series J preferred at $1,000 liquidation preference ($500M total) to Banco Santander on Aug 27, 2026.

• August 20, 2026, 6:09 AM ET M&A materiality 0.90 positive item 1.01item 2.01item 2.03item 3.03item 5.03item 8.01item 9.01

  Santander completes Webster acquisition; assumes debt, issues preferred

  Per Webster share: 2.0548 Banco Santander ADs plus $48.75 cash; deal closed Aug 20, 2026.

• August 12, 2026, 5:16 PM ET earnings materiality 0.30 neutral item 2.02item 7.01item 9.01

  SHUSA Q2 2026 investor deck furnished; financial details not extractable from available text

  Santander Holdings USA furnished a Q2 2026 fixed income investor presentation dated August 12, 2026.

• August 5, 2026, 6:13 AM ET M&A materiality 0.85 positive item 8.01item 9.01

  Santander receives Fed approval for Webster acquisition; closing expected Aug 20, 2026

  Federal Reserve approved Santander's acquisition of Webster on Aug 4, 2026; OCC and ECB approvals received earlier.

• June 12, 2026, 1:48 PM ET other material materiality 0.15 neutral item 2.02item 7.01item 9.01

  Santander Holdings USA furnishes Q1 2026 fixed income investor presentation; no financial metrics disclosed

  Presentation titled 'First Quarter 2026 Fixed Income Investor Presentation' dated June 12, 2026 is furnished as Exhibit 99.1.

• June 5, 2026, 5:01 PM ET debt materiality 0.55 neutral item 8.01item 9.01

  Santander Holdings USA issues $2.5B in 3 tranches of fixed-to-floating senior notes

  Issued $1B of 5.040% notes due 2030, $750M of 5.220% notes due 2032, $750M of 5.701% notes due 2037.

• June 2, 2026, 8:18 AM ET M&A materiality 0.70 neutral item 8.01item 9.01

  Webster stockholders approve acquisition by Santander; Q1 net income $246M

  Webster stockholders voted to approve the HoldCo Transactions at May 26 special meeting.

• March 31, 2026, 7:59 PM ET M&A materiality 0.70 positive item 1.01item 9.01 ◈ Material Agreements ×2

  SHUSA, SBNA, and Webster Bank sign Agreement and Plan of Merger; OCC application submitted

  Agreement provides for contribution of all Webster Bank (WBNA) shares to SBNA and immediate merger into SBNA.

• March 6, 2026, 6:59 PM ET other material materiality 0.10 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Santander Holdings USA files Q4 2025 fixed income presentation; no specific figures in filing

  SHUSA furnished a Q4 2025 fixed income investor presentation dated March 6, 2026.

• November 4, 2025, 6:59 PM ET other material materiality 0.10 neutral item 2.02item 7.01item 9.01

  Santander Holdings USA files 8-K with Q3 2025 presentation; exhibit contains no extractable financial data

  Filing furnishes presentation slides for fixed income investor meetings dated November 3, 2025.

• August 15, 2025, 7:59 PM ET other material materiality 0.00 neutral item 2.02item 7.01item 9.01

  Santander Holdings USA furnishes presentation slides; no specific data extractable

  Exhibit 99.1 presentation materials appear garbled or unreadable in the filing text.

• May 2, 2025, 7:59 PM ET earnings materiality 0.30 neutral item 2.02item 7.01item 9.01

  SHUSA Q1 2025 Fixed Income Presentation Filed; No Specific Results Available

  Presentation title indicates Q1 2025 results for Santander Holdings USA, Inc.

• March 20, 2025, 7:59 PM ET debt materiality 0.50 neutral item 8.01item 9.01

  Santander Holdings USA issues $2.0B senior notes in three tranches

  Issued $850M 5.473% Fixed-to-Floating Rate Senior Notes due 2029.

• March 4, 2025, 6:59 PM ET earnings materiality 0.30 neutral item 2.02item 7.01item 9.01

  Santander Holdings USA furnishes Q4 2024 presentation; no specific figures provided in filing summary

  SHUSA furnished a fixed income investor presentation for Q4 2024 on March 3, 2025.

• November 6, 2024, 6:59 PM ET earnings materiality 0.30 neutral item 2.02item 7.01item 9.01

  Santander Holdings USA furnishes Q3 2024 fixed income presentation; no specific figures in filing excerpt

  Filed Form 8-K on Nov 6, 2024 presenting slides for fixed income investor use.

• October 15, 2024, 7:59 PM ET litigation materiality 0.60 negative item 8.01item 9.01

  Santander Holdings USA agrees to $162.5M settlement in fiduciary duty class action over 2022 acquisition

  Reached $162.5M settlement in class action (Del. Chancery, C.A. No. 2022-0689-LWW) over fiduciary breach claims in 2022 acquisition of Santander Consumer USA.

• September 6, 2024, 7:59 PM ET debt materiality 0.50 neutral item 8.01item 9.01

  Santander Holdings USA issues $1B 5.353% senior notes due 2030

  $1B aggregate principal of 5.353% Fixed-to-Floating Rate Senior Notes due 2030 completed on September 6, 2024.

• August 2, 2024, 7:59 PM ET earnings materiality 0.10 neutral item 2.02item 7.01item 9.01

  Santander Holdings USA furnishes Q2 2024 fixed income presentation; no specific results in filing text

  Filed 8-K furnishing presentation slides under Items 2.02 and 7.01.

• June 28, 2024, 7:59 PM ET regulatory materiality 0.50 neutral item 8.01item 9.01

  Santander Holdings USA's 2024 SCB set at 3.5%, total CET1 requirement rises to 8.0% effective Oct 1

  Federal Reserve set SHUSA's 2024 stress capital buffer at 3.5% of CET1, up from 2.5% in prior cycle.

• May 31, 2024, 7:59 PM ET debt materiality 0.50 neutral item 8.01item 9.01

  Santander Holdings USA issues $1.25B in senior notes due 2027 and 2035

  $500M 6.124% Fixed-to-Floating Rate Senior Notes due 2027 issued May 31, 2024.

• May 14, 2024, 7:59 PM ET cyber materiality 0.70 negative item 8.01item 9.01

  Santander discloses unauthorized database access; customer and employee data exposed in Chile, Spain, Uruguay

  Unauthorized access to a Santander database hosted by a third-party provider, affecting customers in Chile, Spain, and Uruguay.

• May 7, 2024, 7:59 PM ET other material materiality 0.20 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Santander Holdings USA files Q1 2024 fixed income presentation; no specific financial data in excerpt

  Furnishes slide deck for Q1 2024 results used in fixed income investor presentations.

• March 4, 2024, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 9.01

  Santander Holdings USA posts Q4 2023 net loss of $58M; NII declines to $1.4B

  Net loss of $58M in Q4 2023 vs net income of $120M in Q3 2023; pre-tax loss of $149M.

• January 9, 2024, 6:59 PM ET debt materiality 0.60 neutral item 8.01item 9.01

  Santander Holdings USA issues $1B of 6.174% Fixed-to-Floating Senior Notes due 2030

  Issued $1,000,000,000 aggregate principal amount of 6.174% Fixed-to-Floating Rate Senior Notes due 2030.

• December 20, 2023, 6:59 PM ET M&A materiality 0.75 positive item 8.01item 9.01

  Santander closes JV with FDIC, acquires 20% stake in $9B multifamily portfolio from Signature Bank

  Acquired 20% equity stake in joint venture for $1.1B; will service 100% of the $9B multifamily loan portfolio.

• December 19, 2023, 6:59 PM ET debt materiality 0.55 neutral item 3.02item 5.03item 9.01 ◈ Governance Changes

  Santander Holdings USA issues $500M of 8.170% perpetual preferred stock to parent

  Issued 500,000 shares of Series G 8.170% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock to Banco Santander on Dec 19, 2023.

• November 9, 2023, 6:59 PM ET debt materiality 0.50 neutral item 8.01item 9.01

  Santander Holdings USA issues $500M of 7.660% Fixed-to-Floating Senior Notes due 2031

  Completed public sale of $500M in 7.660% Fixed-to-Floating Rate Senior Notes due 2031.

• November 3, 2023, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 9.01

  Santander Holdings USA reports Q3 2023 net income $120M; pre-tax loss $28M, NII down 8% YoY

  Net income $120M vs $228M Q3 2022; pre-tax loss $28M vs income $304M YoY.

• August 7, 2023, 7:59 PM ET earnings materiality 0.50 neutral item 2.02item 7.01item 9.01

  Santander Holdings USA Q2 2023 net interest income flat at $112M, pre-tax income down 4% QoQ to $171M

  Net interest income of $112M in Q2 2023, flat vs Q1 2023 and up 3% YoY from $109M.

• June 30, 2023, 7:59 PM ET regulatory materiality 0.60 positive item 8.01item 9.01

  SHUSA stress capital buffer set at 2.5%, overall CET1 requirement 7.0%

  SCB of 2.5% CET1, effective Oct 1, 2023; lowest possible under Federal Reserve rules.

• June 15, 2023, 7:59 PM ET other material materiality 0.50 neutral item 3.02item 5.03item 9.01 ◈ Governance Changes

  Santander Holdings USA issues 1M shares of 9.38% Series F Preferred to parent

  Issued 1,000,000 shares of Series F Preferred Stock (liquidation preference $1,000/share) to Banco Santander on June 15, 2023.

• June 12, 2023, 7:59 PM ET debt materiality 0.50 neutral item 8.01item 9.01

  Santander Holdings USA issues $500M 6.565% fixed-to-floating senior notes due 2029

  Issued $500M aggregate principal of 6.565% Fixed-to-Floating Rate Senior Notes due 2029.

• May 9, 2023, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 9.01

  Santander Holdings USA Q1 net income $325M, down 58% YoY; CET1 falls to 12.7%

  Q1 2023 net income $325M vs $778M in Q1 2022; pre-tax income $325M, up from $121M in Q4 2022.

• March 9, 2023, 6:59 PM ET debt materiality 0.50 neutral item 8.01item 9.01

  Santander Holdings USA closes $1B 6.499% Senior Notes due 2029 offering

  Issued $1B aggregate principal of 6.499% Fixed-to-Floating Rate Senior Notes due 2029.

• March 3, 2023, 6:59 PM ET other material materiality 0.20 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Santander Holdings USA furnishes Q4/FY2022 fixed income presentation; details not available in excerpt

  Filing furnishes slides for fixed income investor presentations dated March 3, 2023.

• December 21, 2022, 6:59 PM ET other material materiality 0.45 neutral item 3.02item 5.03item 9.01 ◈ Governance Changes

  Santander Holdings USA issues $500M Series E preferred stock at 8.410% to parent BSSA

  Issued 500,000 shares of Series E perpetual preferred stock ($1,000 liquidation preference) to parent Banco Santander, S.A. for total $500M on Dec 21, 2022.

• November 15, 2022, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 9.01 ◈ Earnings Releases

  SHUSA Q3 2022 net income $228M, down 68% YoY; credit loss expense $636M

  Net income attributable to SHUSA $228M vs $707M in Q3 2021; pre-tax income $304M vs $1,084M.

• September 9, 2022, 7:59 PM ET debt materiality 0.50 neutral item 8.01item 9.01

  Santander Holdings USA issues $500M of 5.807% senior sustainability notes due 2026

  Completed public sale of $500M aggregate principal of 5.807% Fixed-to-Floating Rate Senior Sustainability Notes due 2026.

• August 5, 2022, 7:59 PM ET other material materiality 0.30 neutral item 2.02item 7.01item 9.01

  SHUSA furnishes Q2 2022 fixed income investor presentation; no specific figures in filing excerpt

  Filed presentation dated August 5, 2022 for second quarter 2022 results discussion.

• June 9, 2022, 7:59 PM ET debt materiality 0.50 neutral item 8.01item 9.01

  Santander Holdings USA issues $500M 4.260% senior notes due 2025

  Completed public offer of $500,000,000 aggregate principal of 4.260% Fixed-to-Floating Rate Senior Notes due 2025.

• May 9, 2022, 7:59 PM ET other material materiality 0.20 neutral item 2.02item 7.01item 9.01

  Santander Holdings USA furnishes Q1 2022 fixed income presentation; no specific data in filing text

  Filing includes slides for fixed income investor presentation dated May 6, 2022.

• March 7, 2022, 6:59 PM ET other material materiality 0.25 neutral item 2.02item 7.01item 9.01

  SHUSA furnishes Q4/FY2021 fixed income presentation; no specific figures in provided excerpt

  Fixed income investor presentation for Q4 and FY2021 released March 7, 2022.

• March 3, 2022, 6:59 PM ET other material materiality 0.85 negative item 4.02

  Santander Holdings USA restates cash flow statements for 2021 quarters; material weakness found

  Misclassification of $1.1B, $900M, $800M in operating vs. investing cash flows for Q1, H1, 9M 2021.

• January 31, 2022, 6:59 PM ET M&A materiality 0.75 neutral item 2.01item 8.01item 9.01

  SHUSA completes acquisition of Santander Consumer USA for $41.50/share, ~$2.5B total consideration

  All-cash tender offer expired Jan 27, 2022; ~23.5% of shares tendered, followed by merger under DGCL 251(h).

• January 28, 2022, 6:59 PM ET M&A materiality 0.80 positive item 8.01item 9.01

  Santander Holdings USA gets Fed approval, completes tender offer for Santander Consumer USA shares at $41.50

  Tender offer expired Jan 27, 2022; 14,184,414 SC shares tendered (~4.6% of outstanding, 23.5% of minority stake).

• January 6, 2022, 6:59 PM ET debt materiality 0.50 neutral item 8.01item 9.01

  Santander Holdings USA issues $1B in 2.490% fixed-to-floating senior notes due 2028

  Completed public sale of $1,000,000,000 aggregate principal of 2.490% Fixed-to-Floating Rate Senior Notes due 2028 on Jan 6, 2022.

• November 2, 2021, 7:59 PM ET earnings materiality 0.30 neutral item 2.02item 7.01item 9.01

  Santander Holdings USA furnishes Q3 2021 fixed income presentation; specific data not extractable from filing text

  Presentation slides for Q3 2021 fixed income investor meeting filed on Nov 2, 2021.

• August 26, 2021, 7:59 PM ET M&A materiality 0.85 positive item 1.01item 2.01item 9.01

  Santander Holdings USA to acquire Santander Consumer USA for $41.50/share in cash

  All-cash tender offer at $41.50 per share for all SC shares not already owned by SHUSA, followed by a second-step merger.

• August 24, 2021, 7:59 PM ET M&A materiality 0.75 positive item 8.01item 9.01

  Santander Holdings to acquire remaining 20% of Santander Consumer USA at $41.50/share

  Offer price $41.50 per share, representing a 14% premium to July 1 close of $36.43.

• August 3, 2021, 7:59 PM ET other material materiality 0.25 neutral item 2.02item 7.01item 9.01

  Santander Holdings USA furnishes Q2 2021 fixed income investor presentation; no specific data visible in excerpt

  Presentation slides dated August 3, 2021, furnished under Items 2.02 and 7.01.

Materiality & sentiment trend

Max materiality 0.90 · Median 0.50 · Most common event other_material

8 positive 7 negative 35 neutral

source · SNUS-PI on sec.gov