Recent 8-K filings for UBSI

• January 22, 2026, 6:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01

  United Bankshares posts record FY2025 earnings of $464.6M ($3.27 EPS); Q4 EPS $0.91

  Record annual net income $464.6M ($3.27 EPS) in FY2025, up 24.5% from FY2024's $373.0M ($2.75 EPS).

• October 23, 2025, 7:59 PM ET earnings materiality 0.85 negative item 2.02item 9.01

  UBSI reports record Q3 EPS of $0.92; NPLs surge to $117M on two large CRE loans

  Q3 net income $130.7M ($0.92 diluted), up from Q2 $120.7M ($0.85) and Q3 2024 $95.3M ($0.70).

• July 24, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  United Bankshares posts record Q2 net income of $120.7M, diluted EPS $0.85

  Net income of $120.7M ($0.85 EPS) vs $96.5M ($0.71) in Q2 2024, up 25% YoY.

• April 24, 2025, 7:59 PM ET earnings materiality 0.75 neutral item 2.02item 9.01

  United Bankshares Q1 EPS $0.59; record NII $260.1M, Piedmont deal closed

  Net income $84.3M ($0.59 diluted EPS) vs. $86.8M ($0.64) Q1 2024; revenue up on Piedmont acquisition.

• January 24, 2025, 6:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01

  United Bankshares Q4 EPS $0.69, full-year $2.75; closes $2.4B asset acquisition of Piedmont

  Q4 2024 net income $94.4M ($0.69 diluted EPS) vs $0.59 in Q4 2023; full-year $373.0M ($2.75) vs $366.3M ($2.71).

• January 10, 2025, 6:59 PM ET M&A materiality 0.70 positive item 2.03item 8.01item 9.01

  United Bankshares completes acquisition of Piedmont Bancorp; combined assets >$32B

  Each Piedmont share converted into 0.300 share of UBSI common stock plus cash for fractional shares.

• December 2, 2024, 6:59 PM ET M&A materiality 0.60 positive item 8.01

  UBSI receives all regulatory approvals for Piedmont Bancorp merger; closing expected early 2025

  Federal Reserve Board approval received Nov 29, 2024; state banking approvals already in hand.

• October 24, 2024, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  United Bankshares Q3 EPS $0.70; net income $95.3M, down slightly YoY; Piedmont merger on track

  Diluted EPS $0.70 vs $0.71 YoY and QoQ; net income $95.3M, down from $96.2M in Q3 2023.

• July 25, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  United Bankshares Q2 EPS $0.71 beats Q1 and YoY; NIM expands; Piedmont merger on track

  Q2 net income $96.5M ($0.71 diluted EPS) vs $86.8M ($0.64) in Q1 and $92.5M ($0.68) in Q2 2023.

• May 10, 2024, 7:59 PM ET M&A materiality 0.80 positive item 1.01item 8.01item 9.01 ◈ Material Agreements

  United Bankshares to acquire Piedmont Bancorp for ~$267M in stock

  United will acquire all Piedmont shares at 0.300x UBSI shares; total consideration ~$267M.

• April 25, 2024, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01 ◈ Earnings Releases

  United Bankshares Q1 2024 net income $86.8M ($0.64 EPS), down from $0.73 YoY

  Net income $86.8M vs $98.3M in Q1 2023 and $79.4M in Q4 2023; diluted EPS $0.64.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.60 · Most common event earnings

9 positive 2 negative 8 neutral

source · UBSI on sec.gov