Recent 8-K filings for WRLD

• May 26, 2026, 4:35 PM ET debt materiality 0.50 negative item 1.01item 9.01

  World Acceptance obtains temporary covenant relief on credit facility through Sept 2026

  Fixed charge coverage covenant lowered to 2.20x (Mar 2026), 2.10x (Jun 2026), and 2.15x (Sep 2026), from 2.25x.

• April 30, 2026, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 9.01 ◈ Earnings Releases

  World Acceptance Q4 net income falls 18% to $36.5M; gross loans up 4.4% YoY

  Net income $36.5M ($7.70 diluted EPS) vs $44.3M ($8.13) in Q4 FY25, a decline of $7.8M.

• April 15, 2026, 7:59 PM ET leadership materiality 0.75 negative item 5.02item 8.01item 9.01

  World Acceptance CEO Chad Prashad resigns; Janet Matricciani named Interim CEO

  R. Chad Prashad resigned as President, CEO and Board member effective April 10, 2026; treated as termination without cause.

• February 17, 2026, 6:59 PM ET leadership materiality 0.50 neutral item 5.02item 7.01item 9.01

  World Acceptance promotes J. Tobin Turner to EVP and COO; base salary $450K, equity grants awarded

  Turner appointed EVP and COO effective Feb 13, 2026; previously SVP of Marketing and Analytics since 2023.

• February 11, 2026, 6:59 PM ET other material materiality 0.60 positive item 8.01

  World Acceptance Corp. board authorizes $50M share repurchase program

  Board approved up to $50M in common stock repurchases on Feb. 11, 2026, inclusive of amounts remaining from prior authorizations.

• January 27, 2026, 6:59 PM ET earnings materiality 0.80 negative item 2.02item 7.01item 9.01

  World Acceptance posts Q3 net loss of $0.9M; provision and expenses surge

  Net loss of $0.9M ($0.19 diluted) vs net income of $13.4M ($2.45) prior year.

• December 4, 2025, 6:59 PM ET leadership materiality 0.35 neutral item 5.02item 7.01item 9.01

  World Acceptance EVP & Chief Branch Ops Officer Dyer to retire March 31, 2026

  D. Clinton Dyer, EVP and Chief Branch Operations Officer, retires March 31, 2026 after 30 years.

• October 23, 2025, 7:59 PM ET earnings materiality 0.80 negative item 2.02item 7.01item 9.01

  World Acceptance reports Q2 net loss of $0.38 per share; loan growth returns after 3 years

  Net loss $1.9M ($0.38 diluted) vs income $22.1M ($3.99) a year ago; includes $3.7M early bond redemption charge.

• October 3, 2025, 7:59 PM ET debt materiality 0.60 neutral item 1.01item 9.01

  World Acceptance Corp enters $175M warehouse facility for consumer loans

  Revolving $175M facility secured by consumer loan receivables; advance rate 75% (70% on trigger event).

• August 22, 2025, 7:59 PM ET other material materiality 0.60 neutral item 5.02item 5.07item 9.01

  Shareholders approve 2025 Stock Incentive Plan, authorizing 400,000 shares; ~18% vote against

  Plan approved with 3,694,122 for, 827,657 against, 24,706 abstain; broker non-votes 390,740.

• July 24, 2025, 7:59 PM ET earnings materiality 0.80 negative item 1.01item 1.02item 2.02item 2.03item 8.01item 9.01 ◈ Debt Financings

  World Acceptance Q1 net income $1.3M ($0.25 EPS), revenue up 2.3%; new $640M credit facility, $100M buyback authorized

  Q1 net income $1.3M ($0.25 diluted EPS) vs $9.9M ($1.79) YoY; revenue $132.5M (+2.3% YoY).

• June 13, 2025, 7:59 PM ET other material materiality 0.45 neutral item 5.02

  World Acceptance approves long-term incentive grants with $18.40 EPS performance target

  Performance Shares vest based on trailing EPS of $18.40 measured quarterly from Sept 30, 2025 through March 31, 2027.

• May 1, 2025, 7:59 PM ET other material materiality 0.60 positive item 8.01

  World Acceptance Corp authorizes up to $20M stock repurchase program

  Board approved up to $20M in common stock repurchases, including any prior remaining authorization.

• April 29, 2025, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 7.01item 9.01

  World Acceptance Q4 net income $44.3M, EPS $8.13; revenue $165.3M up 3.8% YoY

  Net income of $44.3M ($8.13 diluted EPS) vs $35.1M ($6.09) in Q4 FY2024.

• February 12, 2025, 6:59 PM ET other material materiality 0.55 positive item 8.01

  World Acceptance Corp. authorizes $25M share repurchase program

  Board approved $25M share repurchase program, inclusive of any remaining prior authorization.

• January 28, 2025, 6:59 PM ET earnings materiality 0.70 negative item 2.02item 7.01item 9.01

  World Acceptance Q3 net income falls to $13.4M ($2.45 EPS) from $16.7M; revenue up 0.6%

  Total revenues $138.6M (+0.6% YoY); net income $13.4M vs $16.7M prior year.

• December 20, 2024, 6:59 PM ET other material materiality 0.65 negative item 5.02

  World Acceptance cancels 10,000 CEO performance shares tied to $20.45 EPS target; grants service-based restricted stock

  CEO R. Chad Prashad forfeited 10,000 Performance Shares after $20.45 EPS target deemed no longer probable.

• October 25, 2024, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 7.01item 9.01

  WRLD Q2 fiscal 2025 net income $22.1M ($3.99 EPS) vs $16.1M ($2.71 EPS) YoY

  Total revenues $131.4M, down 4% YoY; interest & fee income $113.9M vs $117.0M.

• August 22, 2024, 7:59 PM ET other materiality 0.15 neutral item 5.07

  World Acceptance shareholders elect all director nominees, approve say-on-pay and auditor

  All seven director nominees elected with substantial majorities; Ken R. Bramlett Jr. received 4,441,586 votes for.

• July 26, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 7.01item 9.01

  World Acceptance Q1 net income rises to $9.9M ($1.79 EPS); revenue falls 7% to $129.5M

  Net income $9.9M vs $9.5M YoY; diluted EPS $1.79 vs $1.62.

• May 21, 2024, 7:59 PM ET other materiality 0.60 positive item 8.01

  World Acceptance approves $20M share repurchase program

  Board authorized repurchase of up to $20M of outstanding common stock, inclusive of any remaining prior authorization.

• May 2, 2024, 7:59 PM ET earnings materiality 0.85 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  World Acceptance Q4 net income $35.1M ($6.09 diluted); FY net income $77.3M vs $21.2M

  Net income Q4 $35.1M ($6.09 diluted EPS) vs $24.6M ($4.20) a year ago; FY net income $77.3M ($13.19) vs $21.2M ($3.60).

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.62 · Most common event earnings

7 positive 8 negative 7 neutral

source · WRLD on sec.gov