Recent 8-K filings for WRLD

• April 30, 2026, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 9.01 ◈ Earnings Releases

  World Acceptance Q4 net income falls 18% to $36.5M; gross loans up 4.4% YoY

  Net income $36.5M ($7.70 diluted EPS) vs $44.3M ($8.13) in Q4 FY25, a decline of $7.8M.

• April 15, 2026, 7:59 PM ET leadership materiality 0.75 negative item 5.02item 8.01item 9.01

  World Acceptance CEO Chad Prashad resigns; Janet Matricciani named Interim CEO

  R. Chad Prashad resigned as President, CEO and Board member effective April 10, 2026; treated as termination without cause.

• February 11, 2026, 6:59 PM ET other material materiality 0.60 positive item 8.01

  World Acceptance Corp. board authorizes $50M share repurchase program

  Board approved up to $50M in common stock repurchases on Feb. 11, 2026, inclusive of amounts remaining from prior authorizations.

• January 27, 2026, 6:59 PM ET earnings materiality 0.80 negative item 2.02item 7.01item 9.01

  World Acceptance posts Q3 net loss of $0.9M; provision and expenses surge

  Net loss of $0.9M ($0.19 diluted) vs net income of $13.4M ($2.45) prior year.

• October 23, 2025, 7:59 PM ET earnings materiality 0.80 negative item 2.02item 7.01item 9.01

  World Acceptance reports Q2 net loss of $0.38 per share; loan growth returns after 3 years

  Net loss $1.9M ($0.38 diluted) vs income $22.1M ($3.99) a year ago; includes $3.7M early bond redemption charge.

• October 3, 2025, 7:59 PM ET debt materiality 0.60 neutral item 1.01item 9.01

  World Acceptance Corp enters $175M warehouse facility for consumer loans

  Revolving $175M facility secured by consumer loan receivables; advance rate 75% (70% on trigger event).

• August 22, 2025, 7:59 PM ET other material materiality 0.60 neutral item 5.02item 5.07item 9.01

  Shareholders approve 2025 Stock Incentive Plan, authorizing 400,000 shares; ~18% vote against

  Plan approved with 3,694,122 for, 827,657 against, 24,706 abstain; broker non-votes 390,740.

• July 24, 2025, 7:59 PM ET earnings materiality 0.80 negative item 1.01item 1.02item 2.02item 2.03item 8.01item 9.01 ◈ Debt Financings

  World Acceptance Q1 net income $1.3M ($0.25 EPS), revenue up 2.3%; new $640M credit facility, $100M buyback authorized

  Q1 net income $1.3M ($0.25 diluted EPS) vs $9.9M ($1.79) YoY; revenue $132.5M (+2.3% YoY).

• May 1, 2025, 7:59 PM ET other material materiality 0.60 positive item 8.01

  World Acceptance Corp authorizes up to $20M stock repurchase program

  Board approved up to $20M in common stock repurchases, including any prior remaining authorization.

• April 29, 2025, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 7.01item 9.01

  World Acceptance Q4 net income $44.3M, EPS $8.13; revenue $165.3M up 3.8% YoY

  Net income of $44.3M ($8.13 diluted EPS) vs $35.1M ($6.09) in Q4 FY2024.

• January 28, 2025, 6:59 PM ET earnings materiality 0.70 negative item 2.02item 7.01item 9.01

  World Acceptance Q3 net income falls to $13.4M ($2.45 EPS) from $16.7M; revenue up 0.6%

  Total revenues $138.6M (+0.6% YoY); net income $13.4M vs $16.7M prior year.

• December 20, 2024, 6:59 PM ET other material materiality 0.65 negative item 5.02

  World Acceptance cancels 10,000 CEO performance shares tied to $20.45 EPS target; grants service-based restricted stock

  CEO R. Chad Prashad forfeited 10,000 Performance Shares after $20.45 EPS target deemed no longer probable.

• October 25, 2024, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 7.01item 9.01

  WRLD Q2 fiscal 2025 net income $22.1M ($3.99 EPS) vs $16.1M ($2.71 EPS) YoY

  Total revenues $131.4M, down 4% YoY; interest & fee income $113.9M vs $117.0M.

• July 26, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 7.01item 9.01

  World Acceptance Q1 net income rises to $9.9M ($1.79 EPS); revenue falls 7% to $129.5M

  Net income $9.9M vs $9.5M YoY; diluted EPS $1.79 vs $1.62.

• May 21, 2024, 7:59 PM ET other materiality 0.60 positive item 8.01

  World Acceptance approves $20M share repurchase program

  Board authorized repurchase of up to $20M of outstanding common stock, inclusive of any remaining prior authorization.

• May 2, 2024, 7:59 PM ET earnings materiality 0.85 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  World Acceptance Q4 net income $35.1M ($6.09 diluted); FY net income $77.3M vs $21.2M

  Net income Q4 $35.1M ($6.09 diluted EPS) vs $24.6M ($4.20) a year ago; FY net income $77.3M ($13.19) vs $21.2M ($3.60).

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.62 · Most common event earnings

7 positive 8 negative 7 neutral

source · WRLD on sec.gov