Capital One reports June 2026 credit card net charge-off rate 4.37%, auto 1.65%

CAPITAL ONE FINANCIAL CORP

Credit card net charge-offs $934M, rate 4.37% annualized; 30+ day delinquencies 3.39%.
Auto loan net charge-offs $122M, rate 1.65%; 30+ day delinquencies 4.32%.
Auto nonperforming loans $546M, rate 0.61% of period-end loans.
Credit card period-end loans $259B; auto loans $89.3B.

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