Conifer Q1 net income $0.04/shr, adjusted operating loss $0.30/shr, combined ratio 140.5%

Presurance Holdings, Inc.

2025-Q1 EPS reported $0.04 revenue$15,875,000

Net income allocable to common shareholders $522k ($0.04/shr); adjusted operating loss $3.7M ($0.30/shr).
Gross written premiums fell 33.5% to $16.2M; shift away from Commercial Lines after agency sale.
Personal lines premiums up 22.3% to $14.1M, led by low-value dwelling in Texas.
Combined ratio worsened to 140.5% from 96.7%; loss ratio 89.7% impacted by seasonal storms.
Book value per share rose to $2.09; largely due to GAAP treatment of an earn-out payment.

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