earnings
confidence high
sentiment positive
materiality 0.75
HCI Group Q2 2026 pre-tax income $111M, diluted EPS $5.60, gross loss ratio 22%
HCI Group, Inc.
- Pre-tax income $111M vs $94M YoY; net income $83M vs $70M; diluted EPS $5.60 vs $5.18.
- Gross premiums earned $321M, up 6% YoY; gross loss ratio 22.2%.
- Net investment income $19M, up from $16M; other revenue $5M from Exzeo platform.
- Completed $80M share repurchase program on July 17, 2026; repurchased 504,330 shares.
- Six-month diluted EPS $11.05 vs $10.57; pre-tax income $226M vs $195M.