Recent 8-K filings for BWFG

• April 22, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 8.01item 9.01 ◈ Earnings Releases

  BWFG Q1 net income $11.3M ($1.41 EPS); raises non-interest income guidance

  GAAP net income $11.3M, diluted EPS $1.41 vs Q4 2025 net income $9.1M, EPS $1.15.

• January 29, 2026, 6:59 PM ET earnings materiality 0.70 positive item 2.02item 7.01item 8.01item 9.01

  Bankwell Q4 operating EPS $1.36, GAAP EPS $1.15, declares $0.20 dividend, provides 2026 outlook

  Q4 GAAP net income $9.1M ($1.15 EPS) vs Q3 $10.1M ($1.27); operating net income $10.7M ($1.36 EPS).

• October 23, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 8.01item 9.01

  Bankwell Q3 GAAP EPS $1.27 beats Q2 $1.15; NIM expands to 3.34%, NPAs drop to 0.56%

  GAAP net income $10.1M ($1.27 diluted EPS) vs Q2 $9.1M ($1.15). PPNR $13.9M, up 21.5% QoQ.

• July 28, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 8.01item 9.01

  Bankwell Q2 net income $9.1M ($1.15 EPS); NIM expands to 3.10%, guidance raised

  GAAP net income $9.1M ($1.15 diluted EPS) vs $6.9M ($0.87) in Q1 2025.

• April 23, 2025, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 7.01item 8.01item 9.01

  Bankwell Q1 net income $6.9M vs $3.0M prior Q; NIM up 21bp; NPAs fall to 0.83%; dividend $0.20

  GAAP net income of $6.9M ($0.87 diluted EPS) vs $3.0M ($0.37) in Q4 2024.

• February 3, 2025, 6:59 PM ET other material materiality 0.60 positive item 8.01item 9.01

  Bankwell sells $35.4M of nonperforming assets, recovering full value in two transactions

  Sold OREO property for $8.3M, net proceeds equal to acquisition cost; property secured non-performing construction loan.

• January 22, 2025, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 5.02item 7.01item 8.01item 9.01 ◈ executive_change

  Bankwell Q4 GAAP EPS $0.32; $3.0M charge-offs; guides FY25 NII $93-95M

  GAAP net income $2.5M ($0.32 diluted) vs $1.9M ($0.24) Q3; YoY EPS down from $1.09; dividend $0.20/sh.

• October 28, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 8.01item 9.01

  Bankwell Q3 GAAP EPS $0.24, includes $8.2M charge-off; declares $0.20 dividend, new buyback up to 250K shares

  GAAP net income $1.9M ($0.24 diluted EPS) vs Q2 $1.1M ($0.14); PPNR $9.0M down 7% QoQ.

• October 11, 2024, 7:59 PM ET other material materiality 0.75 negative item 8.01item 9.01

  Bankwell Financial reports $8.2M charge off on NJ office CRE loan; remaining exposure $5.5M

  Charge off of $8.2M on a $13.7M CRE loan secured by a Class A suburban NJ office park.

• July 24, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 8.01item 9.01

  Bankwell Q2 GAAP EPS $0.14 vs $1.02 YoY; $6.6M specific reserve on commercial credit

  GAAP net income $1.1M ($0.14 EPS) vs $8.0M ($1.02 EPS) in Q2 2023; PPNR $9.7M vs $12.8M.

• July 2, 2024, 7:59 PM ET other material materiality 0.75 negative item 8.01item 9.01

  Bankwell to take additional $6.6M reserve on C&I loan, impacting Q2 2024 results

  Additional $6.6M specific reserve on an $8.7M non-performing C&I credit; prior reserve was $0.4M.

• April 24, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 8.01item 9.01 ◈ Earnings Releases

  Bankwell Q1 net income $3.8M ($0.48) vs $10.4M ($1.33) YoY; $3.7M charge-offs

  PPNR fell to $8.8M from $14.4M YoY; net interest margin 2.71% vs 3.24%.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.75 · Most common event earnings

6 positive 6 negative 5 neutral

source · BWFG on sec.gov