Recent 8-K filings for ECBK

• July 23, 2026, 9:01 AM ET earnings materiality 0.65 positive item 2.02item 9.01

  ECB Bancorp Q2 net income $3.3M ($0.39 EPS), up 126.5% YoY

  Net income $3.26M vs $1.44M a year ago; diluted EPS $0.39 vs $0.17.

• April 23, 2026, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01 ◈ Earnings Releases

  ECB Bancorp Q1 2026 net income $3.1M ($0.38 EPS) vs $2.6M prior quarter

  Net income $3.1M, diluted EPS $0.38; prior quarter $2.6M, $0.31.

• February 5, 2026, 6:59 PM ET earnings materiality 0.70 positive item 2.02item 8.01item 9.01

  ECB Bancorp Q4 net income $2.6M ($0.31/sh) vs $1.4M; loans up 20.7% YoY

  Q4 net income $2.6M ($0.31 diluted EPS) vs $1.4M ($0.17) in Q4 2024; full-year net income $7.8M ($0.94) vs $4.0M ($0.48).

• October 22, 2025, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  ECB Bancorp Q3 net income doubles to $2.4M; EPS $0.29 vs $0.14

  Net income $2.4M ($0.29 diluted EPS) vs $1.1M ($0.14) in Q3 2024, up 115.3%.

• July 24, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  ECB Bancorp Q2 net income $1.4M ($0.17 EPS) up 82% YoY; efficiency ratio improves to 62.1%

  Net income $1.4M ($0.17 diluted EPS) vs $791K ($0.09) in Q2 2024; YTD net income $2.7M, +93.8%.

• April 24, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01

  ECB Bancorp Q1 net income up 109% to $1.3M; EPS $0.16 vs $0.07

  Net income $1.3M, diluted EPS $0.16 (Q1 2025) vs $621K, $0.07 (Q1 2024).

• February 5, 2025, 6:59 PM ET earnings materiality 0.65 neutral item 2.02item 8.01item 9.01

  ECB Bancorp reports Q4 2024 net income of $1.4 million; annual net income $4.0 million

  Net income for Q4 2024 was $1.4 million ($0.17 per share), up from $789,000 ($0.09 per share) in Q4 2023.

• July 25, 2024, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01

  ECB Bancorp Q2 net income falls 45% to $0.09 EPS; NIM shrinks to 1.82%

  Net income of $791k ($0.09 diluted EPS) vs $1.4M ($0.17) in Q2 2023, down 45%.

• April 25, 2024, 7:59 PM ET earnings materiality 0.60 negative item 2.02item 9.01 ◈ Earnings Releases

  ECB Bancorp Q1 net income falls 31% to $621k; NIM compresses to 1.84%

  Net income of $621k ($0.07 diluted EPS) vs $901k ($0.11) in Q1 2023, down 31%.

• July 27, 2023, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01 ◈ Earnings Releases ×2

  ECB Bancorp Q2 net income $1.43M ($0.17/sh); loan growth 12.5%

  Net income of $1.43M, EPS $0.17, up 2.1% YoY; 6-month net income $2.3M down 16.3%.

• July 27, 2022, 7:59 PM ET other material materiality 0.65 neutral item 8.01item 9.01

  ECB Bancorp completes IPO, raises ~$89.2M in mutual-to-stock conversion

  Sold 8,915,247 shares at $10.00/share; includes 734,020 shares to ESOP.

• July 26, 2022, 7:59 PM ET other material materiality 0.70 neutral item 8.01item 9.01

  ECB Bancorp expects conversion and IPO to close July 27; Nasdaq listing July 28 under ECBK

  Conversion and stock offering expected to close July 27, 2022; shares to trade on Nasdaq July 28 under symbol ECBK.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.75 · Median 0.53 · Most common event other_material

11 positive 2 negative 21 neutral

source · ECBK on sec.gov