Recent 8-K filings for FCNCA

• April 23, 2026, 7:59 PM ET earnings materiality 0.60 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  First Citizens Q1 2026: $900M buyback, $2.5B debt prepaid; CEO cites growth

  Chairman Holding reports loan and deposit growth, resilient credit quality, return metrics exceeding expectations.

• February 5, 2026, 6:59 PM ET other material materiality 0.65 neutral item 3.03item 5.03item 8.01item 9.01 ◈ Governance Changes

  First Citizens closes $400M Series E preferred stock offering (16M depositary shares at $25 each)

  Filed Certificate of Designation for 6.625% Non-Cumulative Perpetual Preferred Stock, Series E, $1,000 liquidation preference.

• January 23, 2026, 6:59 PM ET earnings materiality 0.80 positive item 2.02item 7.01item 9.01

  FCNCA Q4 adjusted EPS $51.27 vs $45.10 yoy; $900M share repurchases, $2.5B note prepaid

  Net income available to common $566M GAAP ($45.81 diluted EPS); adjusted net income $634M ($51.27 diluted EPS).

• November 18, 2025, 6:59 PM ET debt materiality 0.60 neutral item 3.03item 5.03item 8.01item 9.01 ◈ Governance Changes

  First Citizens BancShares issues 500,000 depositary shares of 7% Series D Preferred Stock

  500,000 depositary shares sold, each representing 1/100th interest in Series D Preferred with $100,000 liquidation preference per share.

• October 23, 2025, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 9.01

  First Citizens Q3 diluted EPS $43.08 (adjusted $44.62); net income $568M; BMO branch acquisition announced

  Diluted EPS $43.08 GAAP, $44.62 adjusted; net income $568M vs $639M a year ago.

• October 16, 2025, 7:59 PM ET M&A materiality 0.75 positive item 7.01item 8.01item 9.01

  First Citizens to acquire 138 BMO branches in 11 states, assume $5.7B deposits

  Transaction includes $5.7B in deposit liabilities and $1.1B in loans from BMO Bank N.A.

• July 25, 2025, 7:59 PM ET earnings materiality 0.80 neutral item 2.02item 7.01item 8.01item 9.01

  First Citizens Q2 net income $575M, EPS $42.36; announces $4.0B share repurchase plan

  Net income of $575M, diluted EPS $42.36; adjusted diluted EPS $44.78.

• April 24, 2025, 7:59 PM ET earnings materiality 0.70 negative item 2.02item 7.01item 9.01

  First Citizens Q1 EPS $34.47 down 30% QoQ; net income $483M from $700M

  Diluted EPS $34.47 (GAAP) vs $49.21 in Q4 2024; adjusted EPS $37.79 vs $45.10.

• April 7, 2025, 7:59 PM ET other material materiality 0.65 positive item 1.02item 9.01

  First Citizens terminates FDIC shared-loss agreement on $60B SVB loan portfolio

  Early termination of commercial shared-loss agreement (CSLA) with FDIC covering $60B in loans from Silicon Valley Bridge Bank acquisition.

• January 24, 2025, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  First Citizens Q4 net income $700M, EPS $49.21; repurchased $963M in stock

  GAAP diluted EPS $49.21 vs $34.33 in Q4 2023; adjusted EPS $45.10 vs $46.58.

• October 24, 2024, 7:59 PM ET earnings materiality 0.78 negative item 2.02item 7.01item 9.01

  First Citizens Q3 net income $639M ($43.42 EPS), down 15% YoY; NIM 3.53%, credit weakens

  Net income available to common $624M; diluted EPS $43.42, down from $50.67 YoY. Adjusted EPS $45.87.

• July 25, 2024, 7:59 PM ET earnings materiality 0.75 neutral item 2.02item 7.01item 8.01item 9.01

  First Citizens Q2 EPS $47.54, adj EPS $50.87; authorizes $3.5B share repurchase

  Net income $707M ($47.54 diluted EPS), up from $682M ($45.87) YoY; adjusted diluted EPS $50.87.

• April 25, 2024, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  First Citizens Q1 net income $731M; adj. EPS $52.92, up from $46.58 Q4

  GAAP diluted EPS $49.26 vs $34.33 in Q4 2023; adjusted diluted EPS $52.92 vs $46.58.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.60 · Most common event earnings

7 positive 3 negative 13 neutral

source · FCNCA on sec.gov