Recent 8-K filings for RC

• August 6, 2026, 5:12 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital reports Q2 GAAP loss of $0.63/share; book value $6.83

  GAAP loss per common share $(0.63); distributable loss $(0.47); distributable loss before realized losses $(0.24).

• May 7, 2026, 7:59 PM ET earnings materiality 0.78 negative item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital Q1 GAAP loss $(1.25)/share; balance sheet repositioning generates $1.4B cash

  GAAP loss per common share of $(1.25); distributable loss per share $(1.00).

• February 26, 2026, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital Q4 2025 GAAP loss per share $(1.46); sells $855M loans

  GAAP loss from continuing ops $(1.46) per share; distributable loss $(0.43) per share.

• November 6, 2025, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital posts Q3 2025 GAAP loss per share $(0.13); distributable loss $(0.94)

  GAAP loss per share from continuing ops $(0.13); distributable loss per share $(0.94); distributable loss before realized losses $(0.04).

• August 8, 2025, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital Q2 GAAP loss $0.31; distributable loss $0.14; book value $10.44

  GAAP loss per common share from continuing operations of $(0.31); distributable loss per share of $(0.14).

• May 8, 2025, 7:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01

  Ready Capital Q1: GAAP EPS $0.47 but distributable loss $(0.09); book value $10.61

  GAAP EPS $0.47; distributable loss per share $(0.09); distributable earnings before realized losses $0.00.

• March 13, 2025, 7:59 PM ET M&A materiality 0.75 positive item 1.01item 7.01item 9.01

  Ready Capital completes acquisition of UDF IV; issues CVRs tied to loan proceeds

  Each UDF IV share converted into 0.416 RC shares and 0.416 CVRs; no fractional shares.

• March 3, 2025, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital Q4 GAAP loss per share $(1.80); cuts dividend to $0.125

  GAAP loss from continuing ops of $(1.80) per share; distributable loss of $(0.03) per share.

• February 24, 2025, 6:59 PM ET debt materiality 0.60 neutral item 2.03item 8.01item 9.01 ◈ Debt Financings

  Ready Capital subsidiary closes $220M 9.375% Senior Secured Notes due 2028

  ReadyCap Holdings issued $220M aggregate principal of 9.375% Senior Secured Notes due 2028.

• December 6, 2024, 6:59 PM ET debt materiality 0.60 neutral item 1.01item 9.01

  Ready Capital prices $115M of 9.00% senior notes due 2029 at $25 each

  $115M aggregate principal of 9.00% senior unsecured notes due 2029; priced at $25.00 per note.

• December 2, 2024, 6:59 PM ET M&A materiality 0.75 neutral item 1.01item 9.01

  Ready Capital to acquire United Development Funding IV for 0.416 shares plus CVRs

  Each UDF IV common share exchanged for 0.416 Ready Capital common shares plus contingent value rights linked to proceeds from five portfolio loans.

• December 2, 2024, 6:59 PM ET M&A materiality 0.80 positive item 7.01item 9.01

  Ready Capital to acquire UDF IV for up to $5.89/share in cash, stock, CVRs

  Total consideration up to $5.89/UDF share: pre-closing cash up to $2.44/sh, stock at closing $3.07/sh, CVRs ~$0.38/sh.

• November 7, 2024, 6:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  Ready Capital reports Q3 GAAP loss of $(0.07)/share; record SBA lending of $440M

  GAAP loss from continuing ops of $(0.07) per share; Distributable Earnings loss of $(0.28) per share.

• August 7, 2024, 7:59 PM ET earnings materiality 0.75 neutral item 2.02item 9.01

  Ready Capital Q2 GAAP loss $(0.21)/share; distributable EPS $0.07; dividend $0.30

  GAAP loss from continuing ops $(0.21) per share; distributable EPS $0.07; distributable EPS before realized losses $0.19.

• May 9, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital reports Q1 GAAP loss $(0.45)/share; distributable earnings $0.29/share

  GAAP loss per common share from continuing ops $(0.45); distributable earnings per common share $0.29.

• November 7, 2023, 6:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital Q3 GAAP EPS $0.25, Distributable EPS $0.28; Dividend $0.36

  GAAP EPS $0.25; Distributable EPS $0.28; Distributable ROE 8.0%.

• August 16, 2023, 7:59 PM ET M&A materiality 0.75 positive item 9.01

  Ready Capital closes Broadmark merger; records bargain purchase gain of $222M in Q1 2023 pro forma

  Acquired Broadmark on May 31, 2023; issued 62.2M shares of RC common stock valued at $637.2M ($10.24/sh).

• August 7, 2023, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital Q2 GAAP EPS $1.87; completes $867M Broadmark merger

  GAAP EPS $1.87; distributable EPS $0.36; distributable ROE 9.3% for Q2 2023.

• June 1, 2023, 7:59 PM ET other material materiality 0.65 positive item 8.01item 9.01

  Ready Capital authorizes up to $100M share repurchase plan

  Board approved stock repurchase program for up to $100M of common stock.

• May 31, 2023, 7:59 PM ET M&A materiality 0.75 neutral item 1.01item 2.01item 2.03item 5.02item 7.01item 9.01 ◈ executive_change ×3◈ M&A Transactions◈ Material Agreements

  Ready Capital completes merger with Broadmark; issues ~62.2M shares for 0.47233x exchange ratio

  Each Broadmark share converted into 0.47233 Ready Capital shares; no fractional shares issued, cash paid in lieu.

• May 30, 2023, 7:59 PM ET M&A materiality 0.65 neutral item 5.07item 8.01item 9.01 ◈ Shareholder Votes ×2

  Ready Capital shareholders approve stock issuance for Broadmark merger; closing expected May 31

  Stockholders approved issuance of RC common for merger with Broadmark; 57.8M votes for, 1.97M against, 589k abstain.

• May 8, 2023, 7:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital Q1 GAAP EPS $0.30; announces merger with Broadmark

  GAAP EPS $0.30 per common share; distributable earnings $0.31; distributable ROE 8.5%.

• February 28, 2023, 6:59 PM ET M&A materiality 0.80 neutral item 1.01item 9.01 ◈ Material Agreements

  Ready Capital to acquire Broadmark Realty Capital in stock-for-stock merger

  Broadmark shareholders receive 0.47233 shares of RC common per share, cash for fractional shares.

• February 27, 2023, 6:59 PM ET M&A materiality 0.85 positive item 7.01item 9.01

  Ready Capital to acquire Broadmark Realty Capital in ~$787M all-stock merger

  Each Broadmark share converted into 0.47233 RC shares; offer price $5.90/share, 41% premium to Feb 24 close.

• February 27, 2023, 6:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital Q4 2022 distributable EPS $0.42, GAAP EPS $0.08, book value $15.20

  GAAP EPS $0.08 per common share; distributable EPS $0.42 per common share.

• November 18, 2022, 6:59 PM ET leadership materiality 0.60 neutral item 5.02 ◈ executive_change ×2

  CIO Thomas Buttacavoli resigns; CEO Thomas Capasse appointed as CIO

  Thomas Buttacavoli resigned as Chief Investment Officer and Portfolio Manager effective November 16, 2022.

• November 7, 2022, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital Q3 GAAP EPS $0.53, distributable EPS $0.46, book value $15.40

  Net income $66.3M, diluted EPS $0.53; distributable earnings $58.2M, $0.46 per share.

• August 4, 2022, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  Ready Capital Q2 GAAP EPS $0.47, distributable EPS $0.48; dividend covered 1.14x

  GAAP net income $59M ($0.47/share); distributable earnings $60.1M ($0.48/share).

• July 25, 2022, 7:59 PM ET debt materiality 0.65 neutral item 1.01item 2.03item 9.01

  Ready Capital issues $80M of 7.375% Senior Notes due 2027; net proceeds ~$77.5M

  Issued $80M aggregate principal 7.375% Senior Notes due July 31, 2027; sold at $975 per Note.

• May 6, 2022, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  Ready Capital Q1 GAAP EPS $0.70, distributable EPS $0.52; completes $542M Mosaic merger

  GAAP net income $64.3M ($0.70/share); distributable earnings $48.9M ($0.52/share); dividend coverage 1.3x.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.65 · Most common event earnings

12 positive 9 negative 29 neutral

source · RC on sec.gov