Recent 8-K filings for RC

• May 7, 2026, 7:59 PM ET earnings materiality 0.78 negative item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital Q1 GAAP loss $(1.25)/share; balance sheet repositioning generates $1.4B cash

  GAAP loss per common share of $(1.25); distributable loss per share $(1.00).

• February 26, 2026, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital Q4 2025 GAAP loss per share $(1.46); sells $855M loans

  GAAP loss from continuing ops $(1.46) per share; distributable loss $(0.43) per share.

• November 6, 2025, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital posts Q3 2025 GAAP loss per share $(0.13); distributable loss $(0.94)

  GAAP loss per share from continuing ops $(0.13); distributable loss per share $(0.94); distributable loss before realized losses $(0.04).

• August 8, 2025, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital Q2 GAAP loss $0.31; distributable loss $0.14; book value $10.44

  GAAP loss per common share from continuing operations of $(0.31); distributable loss per share of $(0.14).

• May 8, 2025, 7:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01

  Ready Capital Q1: GAAP EPS $0.47 but distributable loss $(0.09); book value $10.61

  GAAP EPS $0.47; distributable loss per share $(0.09); distributable earnings before realized losses $0.00.

• March 13, 2025, 7:59 PM ET M&A materiality 0.75 positive item 1.01item 7.01item 9.01

  Ready Capital completes acquisition of UDF IV; issues CVRs tied to loan proceeds

  Each UDF IV share converted into 0.416 RC shares and 0.416 CVRs; no fractional shares.

• March 3, 2025, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital Q4 GAAP loss per share $(1.80); cuts dividend to $0.125

  GAAP loss from continuing ops of $(1.80) per share; distributable loss of $(0.03) per share.

• February 24, 2025, 6:59 PM ET debt materiality 0.60 neutral item 2.03item 8.01item 9.01

  Ready Capital subsidiary closes $220M 9.375% Senior Secured Notes due 2028

  ReadyCap Holdings issued $220M aggregate principal of 9.375% Senior Secured Notes due 2028.

• December 6, 2024, 6:59 PM ET debt materiality 0.60 neutral item 1.01item 9.01

  Ready Capital prices $115M of 9.00% senior notes due 2029 at $25 each

  $115M aggregate principal of 9.00% senior unsecured notes due 2029; priced at $25.00 per note.

• December 2, 2024, 6:59 PM ET M&A materiality 0.75 neutral item 1.01item 9.01

  Ready Capital to acquire United Development Funding IV for 0.416 shares plus CVRs

  Each UDF IV common share exchanged for 0.416 Ready Capital common shares plus contingent value rights linked to proceeds from five portfolio loans.

• December 2, 2024, 6:59 PM ET M&A materiality 0.80 positive item 7.01item 9.01

  Ready Capital to acquire UDF IV for up to $5.89/share in cash, stock, CVRs

  Total consideration up to $5.89/UDF share: pre-closing cash up to $2.44/sh, stock at closing $3.07/sh, CVRs ~$0.38/sh.

• November 7, 2024, 6:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  Ready Capital reports Q3 GAAP loss of $(0.07)/share; record SBA lending of $440M

  GAAP loss from continuing ops of $(0.07) per share; Distributable Earnings loss of $(0.28) per share.

• August 7, 2024, 7:59 PM ET earnings materiality 0.75 neutral item 2.02item 9.01

  Ready Capital Q2 GAAP loss $(0.21)/share; distributable EPS $0.07; dividend $0.30

  GAAP loss from continuing ops $(0.21) per share; distributable EPS $0.07; distributable EPS before realized losses $0.19.

• May 9, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital reports Q1 GAAP loss $(0.45)/share; distributable earnings $0.29/share

  GAAP loss per common share from continuing ops $(0.45); distributable earnings per common share $0.29.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.65 · Most common event earnings

3 positive 7 negative 14 neutral

source · RC on sec.gov