Recent 8-K filings for RC

• May 7, 2026, 7:59 PM ET earnings materiality 0.78 negative item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital Q1 GAAP loss $(1.25)/share; balance sheet repositioning generates $1.4B cash

  GAAP loss per common share of $(1.25); distributable loss per share $(1.00).

• March 24, 2026, 7:59 PM ET debt materiality 0.55 neutral item 8.01

  Ready Capital redeems all outstanding 6.20% Senior Notes due 2026 on Apr 22

  Redemption price is 100% of principal plus accrued interest to, but excluding, April 22, 2026.

• February 26, 2026, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital Q4 2025 GAAP loss per share $(1.46); sells $855M loans

  GAAP loss from continuing ops $(1.46) per share; distributable loss $(0.43) per share.

• November 6, 2025, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital posts Q3 2025 GAAP loss per share $(0.13); distributable loss $(0.94)

  GAAP loss per share from continuing ops $(0.13); distributable loss per share $(0.94); distributable loss before realized losses $(0.04).

• October 15, 2025, 7:59 PM ET other materiality 0.10 neutral item 5.07

  Ready Capital adopts annual Say-on-Pay vote frequency after shareholder advisory vote

  Company's annual meeting held June 25, 2025; shareholders voted on frequency of advisory Say-on-Pay votes.

• September 9, 2025, 7:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  Ready Capital to present at investor meetings starting week of September 8, 2025

  Management scheduled to meet with investors beginning the week of September 8, 2025.

• August 8, 2025, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital Q2 GAAP loss $0.31; distributable loss $0.14; book value $10.44

  GAAP loss per common share from continuing operations of $(0.31); distributable loss per share of $(0.14).

• July 1, 2025, 7:59 PM ET other materiality 0.10 neutral item 5.07

  Ready Capital annual meeting results: all directors elected, Deloitte ratified, say-on-pay approved

  All seven director nominees elected with 61.5M to 76.5M votes for; broker non-votes 39.6M.

• May 8, 2025, 7:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01

  Ready Capital Q1: GAAP EPS $0.47 but distributable loss $(0.09); book value $10.61

  GAAP EPS $0.47; distributable loss per share $(0.09); distributable earnings before realized losses $0.00.

• March 24, 2025, 7:59 PM ET other materiality 0.20 neutral item 9.01

  Ready Capital files new S-3 registration and ATM prospectus supplement

  Filed new Form S-3 effective March 21, 2025, replacing prior 2022 registration statement.

• March 13, 2025, 7:59 PM ET M&A materiality 0.75 positive item 1.01item 7.01item 9.01

  Ready Capital completes acquisition of UDF IV; issues CVRs tied to loan proceeds

  Each UDF IV share converted into 0.416 RC shares and 0.416 CVRs; no fractional shares.

• March 3, 2025, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Ready Capital Q4 GAAP loss per share $(1.80); cuts dividend to $0.125

  GAAP loss from continuing ops of $(1.80) per share; distributable loss of $(0.03) per share.

• February 24, 2025, 6:59 PM ET debt materiality 0.60 neutral item 2.03item 8.01item 9.01

  Ready Capital subsidiary closes $220M 9.375% Senior Secured Notes due 2028

  ReadyCap Holdings issued $220M aggregate principal of 9.375% Senior Secured Notes due 2028.

• January 16, 2025, 6:59 PM ET other material materiality 0.50 neutral item 8.01item 9.01

  Ready Capital authorizes $150M stock repurchase program

  Board approved repurchase of up to $150M of common stock (NYSE: RC).

• December 26, 2024, 6:59 PM ET other material materiality 0.50 neutral item 9.01

  Ready Capital files belated pro forma financials for May 2023 Broadmark merger

  Merger consideration: $637.2M in stock (62.2M shares at $10.24/share) on May 31, 2023.

• December 10, 2024, 6:59 PM ET debt materiality 0.50 neutral item 1.01item 2.03item 9.01

  Ready Capital closes $130M 9% senior notes due 2029; NYSE symbol RCD

  Issued $130M aggregate principal of 9.00% Senior Notes due 2029, including $15M over-allotment.

• December 6, 2024, 6:59 PM ET debt materiality 0.60 neutral item 1.01item 9.01

  Ready Capital prices $115M of 9.00% senior notes due 2029 at $25 each

  $115M aggregate principal of 9.00% senior unsecured notes due 2029; priced at $25.00 per note.

• December 2, 2024, 6:59 PM ET M&A materiality 0.75 neutral item 1.01item 9.01

  Ready Capital to acquire United Development Funding IV for 0.416 shares plus CVRs

  Each UDF IV common share exchanged for 0.416 Ready Capital common shares plus contingent value rights linked to proceeds from five portfolio loans.

• December 2, 2024, 6:59 PM ET M&A materiality 0.80 positive item 7.01item 9.01

  Ready Capital to acquire UDF IV for up to $5.89/share in cash, stock, CVRs

  Total consideration up to $5.89/UDF share: pre-closing cash up to $2.44/sh, stock at closing $3.07/sh, CVRs ~$0.38/sh.

• November 7, 2024, 6:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  Ready Capital reports Q3 GAAP loss of $(0.07)/share; record SBA lending of $440M

  GAAP loss from continuing ops of $(0.07) per share; Distributable Earnings loss of $(0.28) per share.

• August 7, 2024, 7:59 PM ET earnings materiality 0.75 neutral item 2.02item 9.01

  Ready Capital Q2 GAAP loss $(0.21)/share; distributable EPS $0.07; dividend $0.30

  GAAP loss from continuing ops $(0.21) per share; distributable EPS $0.07; distributable EPS before realized losses $0.19.

• July 30, 2024, 7:59 PM ET other materiality 0.10 neutral item 5.07

  Ready Capital shareholders elect all director nominees, ratify auditor, approve say-on-pay

  All seven director nominees re-elected; highest withheld votes were for J. Mitchell Reese (22.9M withheld).

• May 9, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital reports Q1 GAAP loss $(0.45)/share; distributable earnings $0.29/share

  GAAP loss per common share from continuing ops $(0.45); distributable earnings per common share $0.29.

• February 27, 2024, 6:59 PM ET earnings materiality 0.55 positive item 2.02item 9.01 ◈ Earnings Releases

  Ready Capital Q4 2023 GAAP EPS $0.12, distributable EPS $0.26; pays $0.30 dividend

  GAAP EPS from continuing ops $0.12; distributable EPS $0.26; distributable ROAE 7.5%.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.65 · Most common event earnings

3 positive 7 negative 14 neutral

source · RC on sec.gov