Highest-materiality recent filing
CPS closes $80M securitization of residual interests at 10.25% coupon
Closed $80.0M asset-backed notes sale to a qualified institutional buyer on Aug 18, 2026.
CPS Q2 net income up 30% to $6.2M; record originations of $758M
Revenue $121.4M (+10.6% YoY); net income $6.2M ($0.27 diluted EPS, +35% YoY).
CPS closes $716.88M auto loan securitization, its largest ever
Issued $716.88M in asset-backed notes secured by $734.51M in subprime auto receivables.
CPSS Q1 2026 net income $5.5M, revenue $112.3M, portfolio record $3.94B
Net income $5.5M ($0.24 diluted EPS), up 18% vs $4.7M ($0.19) in Q1 2025.
CPS completes record $514M auto ABS securitization; largest in history
Issued $514.07M asset-backed notes secured by $526.17M subprime auto receivables.
CPS Q4 2025 net income $5.0M ($0.21/diluted); FY revenue record $434.5M
Q4 net income $5.0M ($0.21 diluted EPS) on revenues $109.4M (+3.9% YoY).
CPS closes $384.6M auto-loan securitization (2025-D); weighted avg coupon 5.72%
Issued five classes of notes secured by $392.46M in automobile receivables; fourth term securitization in 2025.
CPS enters $167.5M auto-receivables revolver with Capital One; draws $19.6M
Two-year facility via subsidiary Page Eleven Funding LLC; secured by auto receivables.
CPSS Q1 net income $4.7M ($0.19 EPS); revenue up 16.6% to $106.9M; record portfolio of $3.615B
Net income of $4.7M ($0.19 diluted EPS) vs $4.6M ($0.19) in Q1 2024.
CPS closes $65M securitization of residual interests from five prior securitizations
$65M asset-backed notes sold to a QIB, secured by 80% interest in a majority-owned affiliate holding residual interests.
CPS Q4 net income $5.1M, down 49% YoY; full-year EPS $0.79 vs $1.89 in 2023
Q4 revenues $105.3M (+14.5% YoY); net income $5.1M ($0.21/diluted) vs $10.0M in Q4 2023.
CPS closes $442.4M auto ABS securitization (2025-A) with triple-A rated senior notes
$442.4M of asset-backed notes secured by $462.5M in subprime auto receivables; five classes rated by S&P and DBRS.
CPS Q3 2024 revenue up 9.2% to $100.6M; net income $0.20 per share; portfolio hits record $3.33B
Revenue $100.6M (+9.2% YoY); net income $4.8M ($0.20 diluted EPS) vs $14.2M pretax in prior year.
CPS Q2 net income drops 66% to $4.7M ($0.19 EPS); revenue rises 13% to $95.9M
Net income $4.7M ($0.19 diluted EPS) vs $14.0M ($0.55) in Q2 2023, down 66%.
CPS renews $200M revolving credit facility with Citibank through July 2026
Revolving credit agreement with Citibank, N.A. renewed on July 11, 2024; maximum borrowing $200M at any time.
CPS closes $436.31M asset-backed securitization; weighted avg coupon 6.56%
Total notes of $436.31M secured by $460M in subprime auto receivables across 5 classes.
CPS Q1 2024 net income falls 67% YoY to $4.6M; charge-offs rise to 7.84%
Revenue $91.7M (+10.4% YoY); net income $4.6M ($0.19 diluted EPS) vs $13.8M ($0.54) prior year.
On July 18, 2024, the registrant’s Executive Vice President of Servicing and named executive officer, Laurie A. Straten, retired as Executive Vice President of Servicing.
On December 2, 2022, Charles E. Bradley stepped down as President.
On December 2, 2022, Consumer Portfolio Services, Inc. (the “Company”) appointed Michael T. Lavin as its President.
The Company also announced the retirement of Jeffrey P. Fritz as its Chief Financial Officer and Executive Vice President – Finance.
On September 23, 2022, Consumer Portfolio Services, Inc. (the “Company”) announced that it has appointed Denesh “Danny” Bharwani as its Chief Financial Officer and Senior Vice President - Finance.
Max materiality 0.75 · Median 0.50 · Most common event debt