Highest-materiality recent filing
EZCORP Q3 FY2026: Net income +44%, EPS $0.48, Adj. EBITDA +48% to $65.6M
Net income attributable to EZCORP rose 44% to $38.2M; diluted EPS up 41% to $0.48.
EZCORP buys remaining 12.3% of Founders One, now owns 100%; SMG stake rises to 93%
On May 14, 2026, EZCORP purchased the remaining 12.3% membership interests in Founders One, LLC, achieving 100% ownership.
EZCORP Q2 FY2026 net income up 93% to $49.1M, revenue up 46% to $446.9M
Diluted EPS $0.61 (up 85% YoY); adjusted EPS $0.58 (up 76%).
EZCORP Q1 FY2026 net income +43% to $44.3M, diluted EPS $0.55, revenue +19%
Net income $44.3M (+43% YoY); adjusted net income $43.9M (+38%); diluted EPS $0.55 (+38%).
EZCORP acquires 87.7% controlling stake in Founders One, adding 105 pawn stores across 12 countries
Transaction closed Jan 2, 2026; EZCORP converted $45M preferred equity & $10M notes, plus $9.4M cash for 87.7% ownership.
EZCORP Q4 net income +76% to $26.7M, EPS $0.34; FY revenue record $1.27B
Q4 net income $26.7M (76% YoY increase); diluted EPS $0.34 (62% increase); adjusted diluted EPS $0.34 (36% increase).
EZCORP Q3 net income up 48% to $26.5M; adjusted EPS $0.33, revenue up 11%
Net income $26.5M (+48% YoY); diluted EPS $0.34 (+36%); adjusted EPS $0.33 (+38%).
EZCORP acquires 40 pawn stores in Mexico, expanding Latin American footprint
Acquired 40 stores (Monte Providencia, Tu Empeño Efectivo) across 13 Mexican states; also manages 7 more stores for future acquisition.
EZCORP retires $103.4M convertible notes; most converted to equity
Holders converted ~$97M of 2.375% notes into ~6.1M shares at $15.90/share.
EZCORP Q2 fiscal 2025 net income up 18%, EPS $0.33; record PLO $261.8M
Net income rose 18% to $25.4M; diluted EPS $0.33 (+14%); adjusted EPS $0.34 (+21%).
EZCORP issues $300M 7.375% senior notes due 2032, repays $103.4M convertible notes
Issued $300M aggregate principal of 7.375% senior notes due 2032; net proceeds ~$292.5M.
EZCORP prices $300M senior notes due 2032 at 7.375% to repay convertibles
$300M senior notes due 2032 priced at 7.375% interest; semiannual payments start Oct 1, 2025.
EZCORP plans $300M senior notes offering due 2032 to refinance 2025 converts
EZCORP intends to offer $300M senior notes due 2032 in a private placement.
EZCORP Q1 FY2025 net income up 9% to $31.0M; record PLO of $274.8M
Diluted EPS rose 11% to $0.40; adjusted EPS up 17% to $0.42.
EZCORP reports record FY2024 revenue of $1.16B, adjusted EPS up 20% to $1.12
Q4 net income $15.2M ($0.21 diluted EPS), up from $10.3M ($0.15).
EZCORP agrees to acquire 53 pawn stores in Mexico from Auto Dinero
Acquires 53 pawn stores in Mexico from Presta Dinero (Auto Dinero) operating across 21 states.
EZCORP reports record Q3 revenues, PLO up 14% to $261.7M
Total revenues rose 10% YoY to $281.4M; gross profit up 12% to $166.7M.
EZCORP reports Q2 fiscal 2024 net income of $21.5M vs prior year loss; revenues up 11% to $285.6M
Diluted EPS of $0.29, up from a loss per share of $0.12 in prior-year quarter.
EZCORP reports Q1 FY2024 net income up 70% to $28.5M; revenue up 13% to $300.0M
Net income $28.5M ($0.36 diluted EPS) vs $16.8M ($0.25) YoY; adjusted EPS $0.36 vs $0.28.
EZCORP Q4 revenue up 16% to $270.5M; adjusted EPS $0.23 vs $0.15; PLO record $245.8M
Q4 net income $10.3M ($0.15 diluted EPS) vs $7.3M ($0.11) prior year; adjusted EPS $0.23.
EZCORP Q3 FY2023: Revenue up 19%, EPS $0.24 vs $0.17, PLO record $229.4M
Net income $18.2M (from $12.2M); diluted EPS $0.24 (from $0.17); adjusted EPS $0.20 (from $0.16).
EZCORP Q2 fiscal 2023: 20% revenue growth; GAAP net loss of $6.8M due to goodwill impairment
Diluted loss per share $0.12 (GAAP); adjusted diluted EPS $0.23 vs $0.22 YoY.
Cash Converters records AUD$110.5M goodwill impairment; EZCORP (43.7% owner) assessing impact
Cash Converters recognized a one-time non-cash goodwill impairment of AUD$110.5M for H1 FY2023.
EZCORP Q1 EPS $0.25 (adj. $0.28), revenue $264.3M up 20% YoY; refinanced convertible notes
Net income $16.8M, up from $15.7M; diluted EPS $0.25 vs $0.21 YoY.
Issued $230M aggregate principal of 3.75% convertible senior notes due December 15, 2029.
EZCORP prices $200M convertible notes due 2029 at 3.75%, upsized from $175M
Principal $200M; initial purchasers have option for additional $30M.
EZCORP announces $175M convertible note offering due 2029 to refinance existing debt
Offering $175M (plus $25M option) of convertible senior notes due 2029 in private placement under Rule 144A.
EZCORP invests $30M in Founders to fund SMG's 52-store acquisition; buys Max Pawn luxury business
$15M preferred equity contribution and $15M loan to Founders One; SMG used proceeds plus debt to buy 52 La Familia pawn stores in Florida/Puerto Rico.
EZCORP Q4 net income jumps to $7.3M; record PLO of $210M; full-year EPS $0.70
Q4 total revenue $233.4M (+21%), net income $7.3M vs $1.6M, diluted EPS $0.11; adjusted EPS $0.15.
EZCORP Q3 net income $12.2M; record pawn loans $204.2M, up 30% YoY
Diluted EPS $0.17 vs loss of $0.05; adjusted EPS $0.16 vs loss of $0.03.
EZCORP Q2 net income +179%, EPS $0.20; $50M buyback authorized
Total revenue $216.0M, +17% YoY; net income $14.9M vs $5.3M; diluted EPS $0.20 vs $0.10.
EZCORP names Lachlan Given CEO, Blair Powell COO; approves 2022 equity plan
Lachlan P. Given appointed CEO, John Blair Powell Jr. appointed COO, effective March 3, 2022.
EZCORP Q1 net income up 266%; PLO +19%, revenue +24%; adjusted EPS $0.22
Net income $15.7M, diluted EPS $0.21 vs $0.08 YoY; adjusted EPS $0.22 vs $0.13.
CEO Jason Kulas resigns; Given and Powell named co-Interim CEOs
Jason Kulas resigned as CEO effective Jan 12, 2022 to accept another position; remains on the Board.
EZCORP Q4 net income $1.6M vs loss of $23.3M; PLO up 34% YoY
Diluted EPS $0.03 (Q4) vs -$0.42; adjusted EPS $0.11, from $0.08.
EZCORP Q3 FY2021 net loss narrows to $2.6M; PLO +39%; acquires 139 stores
Net revenues $108.0M (+6% YoY); net loss $2.6M vs. loss $5.5M; diluted EPS -$0.05 vs. -$0.10.
EZCORP, Inc. (“the Company”) has appointed Michael Croney as Chief Accounting Officer (principal accounting officer), effective February 10, 2025.
Mr. Hicks will remain with the Company as Deputy Chief Accounting Officer until the end of February 2025, at which time he will depart the Company.
Effective September 21, 2022, Francisco J. Kuthy Saenger has left the Company.
John Blair Powell, Jr. has been appointed Chief Operating Officer (principal operating officer), effective March 3, 2022.
On January 12, 2022, the Board appointed Lachlan P. Given and John Blair Powell, Jr. as co-Interim Chief Executive Officers (co-principal executive officers), effective immediately.
On January 12, 2022, Jason A. Kulas (principal executive officer) informed the Company's Board of Directors (the "Board") that he was resigning from his position as Chief Executive Officer to accept a position at another company, and the Board accepted that resignation later that day.
On January 12, 2022, the Board appointed Lachlan P. Given and John Blair Powell, Jr. as co-Interim Chief Executive Officers (co-principal executive officers), effective immediately.
EZCORP, Inc. (the “Company”) has appointed Robert J. Hicks as Chief Accounting Officer (principal accounting officer), effective December 1, 2021.
Mr. Hicks takes over the Chief Accounting Officer role from Fred E. Herman, who is retiring from the position after having been appointed in July 2020.
Max materiality 0.85 · Median 0.70 · Most common event earnings