Recent 8-K filings for LMND
Highest-materiality recent filing
Lemonade Q1 2026 IFP up 32%, Gross Profit +159% YoY, Adj. EBITDA Loss Narrows to $17M
- In Force Premium reached $1.33B, up 32% YoY; revenue $258M, up 71% YoY.
- Gross profit $100M, up 159% YoY; Adj. EBITDA loss ($17M), 64% improvement.
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Lemonade Q1 2026 IFP up 32%, Gross Profit +159% YoY, Adj. EBITDA Loss Narrows to $17M
In Force Premium reached $1.33B, up 32% YoY; revenue $258M, up 71% YoY.
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Q4 2025 revenue $228M (+53% YoY); GAAP net loss $22M improves 28%; gross profit $111M (+73%) with gross loss ratio 52%.
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Lemonade's Metromile-related warrants expire Feb 9; trading suspended after Feb 5
Issued 7,846,646 warrants with exercise price $218.51 from 2021 Metromile merger.
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Lemonade Q3 IFP growth accelerates to 30%; gross profit more than doubles YoY to $80M
IFP $1,158M (+30% YoY); eighth consecutive quarter of accelerating growth; Car IFP $163M (+40% YoY).
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Lemonade appoints Prashant Ratanchandani to Board as Class II director effective Oct 15, 2025
Mr. Ratanchandani joins as a Class II director with term expiring at 2028 annual meeting.
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Lemonade appoints Geoff Seeley to Board of Directors
Appointment effective October 6, 2025; Seeley serves as Class I director through 2027 annual meeting.
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Lemonade Q2 IFP $1.08B (+29%), gross profit +109%, raises FY guidance
IFP $1.08B (+29% YoY), 7th consecutive quarter of accelerating growth; revenue grew 35%.
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Lemonade reduces ceded quota share reinsurance from ~55% to ~20% effective July 2025
New reinsurance program effective July 1, 2025 through June 30, 2026 with Hannover and MAPFRE.
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Lemonade holds 2025 annual meeting; elects directors, ratifies EY, approves say-on-pay
68.41% of voting power represented; Shai Wininger and Dr. Samer Haj-Yehia elected as Class II directors.
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Lemonade Q1 2025: IFP crosses $1B (+27% YoY); Adj. EBITDA loss $47M in line with guidance
In Force Premium $1,008M (+27% YoY); revenue $151.2M (+27%).
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Lemonade ends Chewy warrant deal; 190K driver's license numbers exposed
Terminated warrant agreement with Chewy; 3,170,834 remaining shares cancelled, 181,191 previously exercised.
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Lemonade's best quarter ever: Q4 IFP $944M (+26%), gross loss ratio 63%, Adj. FCF $27M
FY 2024: IFP $944M (+26% YoY), revenue +29%, gross profit nearly doubled to $167M, Adj. EBITDA loss ($150M) improved 13%.
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Lemonade expands customer investment financing to $200M for 2026 growth
Amended customer investment agreement increases 2026 commitment from $140M to $200M for sales and marketing.
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Lemonade President confirms company has not yet reached $1B in-force premium
Confirms Lemonade's in-force premium has not yet reached $1 billion as of January 2, 2025.
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Lemonade Q3 NCF positive $48M, IFP +24% to $889M, loss ratio improves 10pts to 73%
Revenue $136.6M (+19% YoY); gross profit $37.5M (+71% YoY) on higher premium and lower loss ratio.
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Lemonade Q2 2024 turns net cash flow positive; loss ratio improves 15 pts to 79%
Net cash flow positive in Q2; expects to remain positive except Q4 2024 due to seasonality.
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Lemonade holds 2024 annual meeting; all stockholder proposals approved
Daniel Schreiber and Mwashuma Nyatta re-elected as Class I directors with 24.99M and 23.99M votes for, respectively.
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IFP $794M (+22% YoY), revenue $119M (+25%), gross profit $34.7M (+110%), gross loss ratio 79% (improved 8 pts YoY).
Earnings & guidance
Materiality & sentiment trend
Max materiality 0.90 · Median 0.75 · Most common event earnings