LOB Live Oak Bancshares, Inc.

CIK 0001462120 34 ready 8-Ks latest April 22, 2026, 7:59 PM ET RSS · JSON

Activity: NORMAL 2 filings / 30d vs 1 baseline Risk accumulating: auditor change (1)

Ready 8-Ks 34

Latest filing May 22, 2026, 4:07 PM ET

Top materiality 0.80

Event mix dividend ×9 · earnings ×9 · other_material ×8

Sentiment 4 pos · 3 neg · 27 neu

Latest earnings reported 2026-Q1

Executive change recent →

Recent 8-K filings for LOB

Highest-materiality recent filing

Live Oak Bancshares Q4 2025 net income $44.1M ($0.95 EPS), revenue up 21% QoQ

January 21, 2026, 6:59 PM ET earnings materiality 0.80 positive item 2.02 item 9.01

Q4 2025 net income attributable to common shareholders $44.1M, or $0.95 per diluted share, vs $9.9M ($0.22) in Q4 2024.
Total revenue Q4 $172.9M, up 21% from Q3 and 38% YoY; full-year revenue $577.8M, up 18%.

Read filing →

April 22, 2026, 7:59 PM ET earnings materiality 0.60 neutral item 2.02 item 9.01 ◈ Earnings Releases

Live Oak Q1 2026 net income $27.9M ($0.60 EPS); loan production $1.37B

Net income $27.9M, diluted EPS $0.60; vs Q4 2025 $44.1M ($0.95) and Q1 2025 $9.7M ($0.21).
January 21, 2026, 6:59 PM ET earnings materiality 0.80 positive item 2.02 item 9.01

Live Oak Bancshares Q4 2025 net income $44.1M ($0.95 EPS), revenue up 21% QoQ

Q4 2025 net income attributable to common shareholders $44.1M, or $0.95 per diluted share, vs $9.9M ($0.22) in Q4 2024.
November 12, 2025, 6:59 PM ET other material materiality 0.60 negative item 4.02 ◈ Auditor Changes

Live Oak Bancshares to restate cash flow statements for FY2024 and Q1-Q2 2025; material weakness identified

Misclassification of loan participation sale proceeds between operating and investing activities in cash flow statements.
October 22, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02 item 9.01

Live Oak Q3 net income $25.6M ($0.55 EPS); loan production $1.65B, assets up 16% YoY

Net income of $25.6M ($0.55 diluted EPS) vs $13.0M ($0.28) in Q3 2024; net interest income up 19.1% YoY.
August 19, 2025, 7:59 PM ET other material materiality 0.75 positive item 7.01

Live Oak Bancshares expects $20-25M pre-tax gain from Apiture sale to CSI

Live Oak Banking Co., a subsidiary, holds an investment in Apiture, which is being acquired by Computer Services Inc. (CSI).
August 4, 2025, 7:59 PM ET other material materiality 0.60 neutral item 3.03 item 5.03 item 8.01 item 9.01 ◈ Governance Changes

Live Oak Bancshares closes $100M preferred stock offering, net proceeds ~$96.15M

Issued 4M depositary shares representing Series A 8.375% Fixed Rate Non-Cumulative Perpetual Preferred Stock.
July 29, 2025, 7:59 PM ET other material materiality 0.70 neutral item 1.01 item 8.01 item 9.01

Live Oak Bancshares prices $100M depositary share offering of 8.375% preferred stock

Offers 4,000,000 depositary shares at $25 each, representing 1/40th interest in Series A preferred stock.
July 23, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02 item 9.01

Live Oak Bancshares Q2 net income $23.4M ($0.51 EPS); record loan originations $1.53B

Net income $23.4M, $0.51 diluted EPS vs $0.21 in Q1 and $0.59 in Q2 2024.
April 23, 2025, 7:59 PM ET earnings materiality 0.70 negative item 2.02 item 9.01

Live Oak Bancshares Q1 EPS $0.21 vs $0.60 YoY; net income $9.7M, loan production record $1.4B

Net income attributable to Company of $9.7M; diluted EPS of $0.21, down from $0.60 in Q1 2024.
February 14, 2025, 6:59 PM ET leadership materiality 0.60 neutral item 5.02 item 9.01 ◈ executive_change

Director Glossman exits board; executives awarded $190K cash and 87K RSUs

Director Diane B. Glossman will not stand for re-election at 2025 annual meeting; departure not due to any disagreement.
January 22, 2025, 6:59 PM ET earnings materiality 0.70 neutral item 2.02 item 9.01

Live Oak Q4 net income $9.9M ($0.22 EPS); full-year loan production record $5.16B

Q4 net income $9.9M ($0.22 diluted EPS), down 24% QoQ and 39% YoY; revenue $128.1M, flat QoQ.
October 23, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02 item 9.01

Live Oak Q3 net income $13M (-51.7% YoY); record loan production $1.76B

Net income $13.0M ($0.28 diluted EPS) vs $39.8M ($0.88) in Q3 2023, down 51.7%.
July 24, 2024, 7:59 PM ET earnings materiality 0.70 neutral item 2.02 item 9.01

Live Oak Q2 net income $27M ($0.59 EPS); loan originations surge 45.5% QoQ

Net income $27.0M ($0.59 diluted EPS) vs $27.6M in Q1; total revenue $125.5M, up 8% QoQ.
April 24, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02 item 9.01 ◈ Earnings Releases

Live Oak Bancshares Q1 2024 net income $16.5M ($0.36 EPS); loans up 2.2% QoQ

Net income $16.5M ($0.36 diluted EPS) vs $0.01 a year ago; total revenue $116.2M down 2.9% QoQ but up 14.4% YoY.

Executive changes

Appointed

Patrick Timothy McHenry

Board member

LOB · Live Oak Bancshares, Inc.

Effective: 2025-05-21
Filed: May 8, 2025, 7:59 PM ET

appointed Patrick Timothy McHenry to serve as a Board member, effective as of May 21, 2025.

Departed

Diane B. Glossman

Director

LOB · Live Oak Bancshares, Inc.

Filed: February 14, 2025, 6:59 PM ET

On February 11, 2025, Diane B. Glossman notified the Board of Directors of Live Oak Bancshares, Inc. (the “Company”) that she has decided not to stand for re-election to the Board of Directors at the Company’s 2025 Annual Meeting of Shareholders (the “Annual Meeting”).

Departed

Glen F. Hoffsis

Director

LOB · Live Oak Bancshares, Inc.

Filed: April 4, 2024, 7:59 PM ET

On April 1, 2024, Glen F. Hoffsis informed the Board of Directors of Live Oak Bancshares, Inc. (the “Company”) and Live Oak Banking Company, the wholly owned bank subsidiary of the Company (the “Bank”), that in the event he is reelected as a director at the Company’s 2024 annual meeting of shareholders, he intends to serve for an additional year and retire from the Boards of Directors of the Company and the Bank effective at the Company’s 2025 annual meeting of shareholders.

Earnings & guidance

2026-Q1 EPS reported $0.60 filing →

Materiality & sentiment trend

Max materiality 0.80 · Median 0.40 · Most common event dividend

4 positive 3 negative 27 neutral

source · LOB on sec.gov