Recent 8-K filings for SPFX

• October 1, 2025, 7:59 PM ET debt materiality 0.65 positive item 2.03item 9.01 ◈ Debt Financings

  Standard Premium Finance expands credit line to $115M, cuts rate, extends maturity to 2028

  Maximum borrowing capacity raised to $75M (committed) plus $40M uncommitted accordion, totaling $115M.

• July 31, 2025, 7:59 PM ET earnings materiality 0.60 positive item 8.01item 9.01

  Standard Premium Finance posts Q2 revenue $3.1M, ROE 15%, expands buyback to open market

  Q2 revenue $3.1M, income before taxes $345k, return-on-equity 15%.

• April 2, 2025, 7:59 PM ET leadership materiality 0.60 positive item 5.02item 9.01

  Standard Premium Finance enters 5-year employment agreements with CEO & CFO; grants PSUs tied to EPS and Nasdaq listing

  CEO William Koppelmann gets $275K base salary, target annual bonus of 100% of base, and 25,000 performance-based RSUs.

• August 19, 2024, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01

  Standard Premium Finance Q2 2024 revenue exceeds $3M, net income up 86% YoY

  Total revenue >$3.0M, +35% YoY; loan originations >$40M, +25% YoY.

• November 15, 2022, 6:59 PM ET other material materiality 0.60 negative item 4.01item 4.02item 9.01 ◈ Auditor Changes ×2

  Standard Premium Finance restates 2021 cash flows, hires new auditor

  Audit committee concluded 2021 financials were unreliable due to cash flow classification error.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.65 · Median 0.50 · Most common event other_material

8 positive 1 negative 16 neutral

source · SPFX on sec.gov