Highest-materiality recent filing
Universal Insurance Q2 EPS $2.04, revenue up 6.7%; combined ratio improves to 91.6%
Diluted GAAP EPS of $2.04 vs $1.21 prior year; adjusted EPS $1.84 vs $1.23.
Universal Insurance Holdings issues $100M 7.75% senior notes due 2031; redeems 2026 notes
Issued $100M of 7.75% Senior Unsecured Notes due 2031; interest payable semi-annually beginning Dec 30, 2026.
Combined first-event tower increased ~$50M to $2.623 billion; first-event statutory retention unchanged at $45M.
Universal Q1 GAAP EPS $1.88 vs $1.44 YoY; net combined ratio 89.7% improves 5.3 pts
Diluted GAAP EPS of $1.88, adjusted EPS $2.00; net income $54.3M up 31% YoY.
Universal Insurance Q4 2025 EPS $2.28; book value up 48% YoY
GAAP diluted EPS $2.28; adjusted diluted EPS $2.17 for Q4 2025.
Universal declares $0.29/sh total dividend ($0.16 regular + $0.13 special)
Regular quarterly dividend of $0.16/sh and special dividend of $0.13/sh declared.
Universal Q3 EPS $1.38, net income $39.8M vs prior-year loss of $16.2M
Net income $39.8M vs loss $16.2M; diluted EPS $1.38 vs ($0.57) YoY.
UVE insurance subsidiaries complete 2025-2026 reinsurance program; tower increased to $2.526B
All States first event retention remains unchanged at $45M.
Universal Insurance Q1 net income up 23% to $41.4M; EPS $1.44
Diluted GAAP EPS $1.44 vs $1.14; adjusted EPS $1.44; net income $41.4M, up 23.1%.
Universal Insurance Q4 GAAP EPS $0.21, adj EPS $0.25; premiums up 8.8% YoY
Direct premiums written $470.9M, up 8.8% YoY.
Universal Insurance posts Q3 loss of $0.57 per share; direct premiums up 8% to $574M
Loss per common share of $0.57; adjusted loss per common share of $0.73.
Universal Q2 GAAP EPS $1.21, adjusted $1.18; premiums up 5.7% YoY
GAAP EPS of $1.21; diluted adjusted EPS of $1.18.
Universal Insurance Q1 EPS $1.14, direct premiums up 8.8% to $446.2M
Diluted GAAP EPS of $1.14; adjusted EPS of $1.07.
Universal Insurance Q4 GAAP EPS $0.68, adjusted EPS $0.43; direct premiums up 4% YoY
Diluted GAAP EPS $0.68; diluted adjusted EPS $0.43. Annualized ROCE 24.9%.
Universal Insurance Q3 net loss $0.20/share; premiums up 6.3% YoY
Net loss per common share $0.20; adjusted loss $0.16.
Diluted EPS $0.93 ($0.87 adjusted); net combined ratio 99.1%, down 1.8 pts YoY.
Universal Insurance Holdings announces $20M share repurchase program through June 2025
Board authorized share repurchase of up to $20 million in common stock.
UVE reinsurance program: cost ratio drops to 31.8%, retention cut $3.5M
Total reinsurance cost projected at ~31.8% of direct premiums earned, down from ~37.6% last year.
Universal Insurance Q1 EPS $0.79; direct premiums up 3.4% to $410.1M
Diluted EPS $0.79 (GAAP and adjusted); annualized adjusted ROCE 23.9%.
Universal Insurance Q4 GAAP EPS $0.82, adjusted EPS $0.72; net combined ratio improves to 101.4%
Diluted GAAP EPS $0.82; adjusted EPS $0.72 for Q4 2022.
On November 3, 2022, the Board of Directors (the “Board”) of Universal Insurance Holdings, Inc. (the “Company”) appointed Shannon A. Brown as a member of the Company’s Board, effective as of such date.
On March 14, 2022, Universal Insurance Holdings, Inc. (the "Company") appointed Gary L. Ropiecki to serve as the Company's Principal Accounting Officer, effective the same day.
Max materiality 0.75 · Median 0.50 · Most common event dividend