Recent 8-K filings for WAFD

• May 5, 2026, 7:59 PM ET other material materiality 0.70 positive item 7.01item 9.01

  WaFd, Inc. files 8-K furnishing investor presentation with Q2 2026 results and Build 2030 plan

  Net income of $65.6 million and diluted EPS of $0.82 for the quarter ended March 31, 2026

• April 17, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  WaFd Q2 net income $66M, EPS $0.82; NIM widens to 2.81%

  Net income of $66M, diluted EPS $0.82, ROTCE of 10.8%.

• February 23, 2026, 6:59 PM ET earnings materiality 0.70 positive item 7.01item 9.01

  WaFd reports Q1 fiscal 2026 net income up 36% to $64.2M; efficiency ratio improves to 55.3%

  Net income $64.2M for Q1 ended Dec 31, 2025, up 36% from $47.3M prior year; common net income $60.5M (+39%).

• January 22, 2026, 6:59 PM ET regulatory materiality 0.65 positive item 7.01item 9.01

  WaFd Bank's CRA rating upgraded to 'Satisfactory' after successful FDIC appeal

  SARC granted appeal on Jan 16, 2026; lending test upgraded from 'Needs to Improve' to 'Low Satisfactory'.

• January 16, 2026, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  WaFd Q1 EPS $0.79 (+10% linked qtr); NPA ratio rises to 0.75% from 0.54%

  Net income $64.0M; diluted EPS $0.79 vs $0.72 prior quarter and $0.54 year-ago.

• October 29, 2025, 7:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01

  WaFd Q4 net income $61M; NPAs rise to 0.54% of assets from 0.36%

  Q4 diluted EPS $0.72, fiscal 2025 EPS $2.63; net interest margin improved to 2.71%.

• August 22, 2025, 7:59 PM ET other material materiality 0.60 neutral item 7.01item 9.01

  WaFd Q3 FY2025 net income $62M, down 4% YoY; loan growth slows, NIM compressed

  Net income $61.95M for quarter ended June 30, 2025 vs $64.56M YoY; EPS available to common $0.66 (implied).

• July 18, 2025, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  WaFd Q3 EPS $0.73, up 12% QoQ; net interest margin expands to 2.69%

  Net income $61.95M, diluted EPS $0.73, up 10% and 12% QoQ respectively.

• April 15, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  WaFd Q2 FY25 net income $56.3M, EPS $0.65; NIM expands to 2.55%

  Net income $56.3M, up 19% QoQ and 254% YoY; diluted EPS $0.65 vs $0.54 prior quarter.

• February 11, 2025, 6:59 PM ET other material materiality 0.65 neutral item 7.01item 9.01

  WaFd Q1 net income $47.3M, down 19% YoY; NPA ratio 0.29%; dividend $0.26 quarterly

  Q1 FY2025 net income $47.3M ($43.6M to common), down from $58.5M in prior-year quarter.

• January 21, 2025, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 5.02item 7.01item 9.01 ◈ executive_change

  WaFd Q1 EPS $0.54 (down 24% QoQ); net income $47.3M; exits single-family mortgage origination

  Net income $47.3M, down 23% from $61.1M in Q4 FY24; diluted EPS $0.54 vs $0.71.

• October 18, 2024, 7:59 PM ET earnings materiality 0.85 negative item 2.02item 9.01

  WaFd reports FY2024 net income of $200M ($2.50 EPS) vs $257M ($3.72 EPS) prior year

  Annual net income fell 22% to $200M; diluted EPS $2.50 vs $3.72 YoY.

• July 17, 2024, 7:59 PM ET earnings materiality 0.75 neutral item 2.02item 9.01

  WaFd Q3 EPS $0.75; net income $64.6M up 306% QoQ but diluted EPS down 16% YoY

  Net income $64.56M, diluted EPS $0.75; up 341% from $0.17 prior quarter, down 16% from $0.89 year ago.

• June 21, 2024, 7:59 PM ET M&A materiality 0.85 positive item 2.01item 7.01item 9.01

  WaFd Bank sells $2.8B multifamily CRE loan portfolio to Bank of America at 92% of principal

  Sold ~$2.8B multifamily CRE loans to Bank of America for $2.6B (92% of principal) at no loss.

• May 17, 2024, 7:59 PM ET other material materiality 0.80 neutral item 1.01item 9.01 ◈ Material Agreements

  WaFd Bank sells $3.2B multifamily loan portfolio to BofA at 91.96% of UPB

  Portfolio of ~2,000 commercial multifamily loans; aggregate UPB $3.2 billion.

• May 13, 2024, 7:59 PM ET M&A materiality 0.75 neutral item 9.01

  WaFd completes merger with Luther Burbank; acquired bank had $8.2B assets, net income down 80% in 2023

  Merger closed effective March 1, 2024; Luther Burbank merged into WaFd, bank subsidiary merged into WaFd Bank.

• May 9, 2024, 7:59 PM ET earnings materiality 0.70 negative item 7.01item 9.01

  WaFd Q2 FY2024 net income $15.9M, down 76% YoY; merger costs pressure earnings

  Net income available to common $12.2M ($0.14 diluted EPS) vs $62.3M prior year, down 80.4%.

• April 23, 2024, 7:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01 ◈ Earnings Releases

  WaFd Q2 net income drops 73% QoQ to $15.9M; EPS $0.17, merger costs $51.1M

  Net income $15.9M, down 73% from $58.5M in prior quarter; diluted EPS $0.17 vs $0.85.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.55 · Most common event other_material

10 positive 6 negative 31 neutral

source · WAFD on sec.gov