Jose R. Lopez
On March 19, 2025, the Boards of Directors of ENB Financial Corp (the “Corporation”) and its wholly-owned subsidiary, Ephrata National Bank (the “Bank”), appointed Jose R. Lopez as a director of the Corporation and the Bank.
Highest-materiality recent filing
ENB Financial Q2 net income falls 1.8% to $5.7M; adjusted EPS $1.22 vs $1.00 reported
Net income $5.704M ($1.00 EPS) vs $5.810M ($1.02) in Q2 2025; YTD net income $9.728M ($1.71) down 3.9%.
ENB Financial reports record 2025 net income of $21.6M, up 40.8% YoY; acquisition closed
Record net income $21.6M in 2025, up 40.8% YoY from 2024's $15.3M record.
ENB Financial Q1 net income falls 6.8% to $4.0M; adjusted EPS $1.03
Net income $4.024M ($0.71 diluted) vs $4.316M ($0.76) in Q1 2025, down 6.8%.
ENB Financial completes Cecil acquisition; Cecil's net income fell 68% to $190k in 2024
Cecil Bancorp net income $190k in 2024 vs $591k in 2023; EPS $0.01.
ENB Financial completes cash acquisition of Cecil Bancorp for ~$31.3M
Deal closed Feb 1, 2026; each Cecil share converted to $1.88 cash; total cash consideration ~$31.3M.
ENB Financial Corp Q4 net income $5.5M ($0.97 EPS), up 48% YoY
Q4 net income $5.5M ($0.97 diluted EPS) vs $3.7M ($0.66) a year ago, up 48%; full-year EPS $3.80.
ENB Financial receives all approvals to acquire Cecil Bancorp; close expected Feb 1, 2026
All stockholder and regulatory approvals received for acquisition of Cecil Bancorp, Inc. and Cecil Bank.
ENB Financial Corp issues $42.5M of 6.50% subordinated notes due 2035; appoints CEO Elect
Issued $42.5M aggregate principal 6.50% fixed-to-floating subordinated notes due Dec 31, 2035; fixed rate for 5 years then SOFR+306bps.
ENB Financial appoints Douglas Barton as CFO; prior SEC penalty disclosed
Douglas P. Barton named EVP/CFO and Treasurer of ENB Financial and The Ephrata National Bank, effective Dec 15, 2025.
ENB Financial Corp Q3 net income jumps 77.4% to $5.9M; EPS $1.04 vs $0.59
Net income $5.9M ($1.04 EPS) vs $3.3M ($0.59) in Q3 2024, a 77.4% increase.
ENB Financial Corp acquires Cecil Bancorp for $30.8M all-cash ($1.85/share)
Deal valued at ~$30.8M; each Cecil share gets $1.85 cash, subject to adjustments.
ENB Financial Q2 net income rises 34.7% to $5.81M; EPS $1.02 vs $0.76 YoY
Net income $5.81M for Q2 2025, up $1.50M (34.7%) from $4.31M in Q2 2024.
ENB Financial Corp CEO succession: Stauffer to retire Dec 2026, Bitner becomes CEO Jan 2027
Jeffrey S. Stauffer to retire as President and CEO of ENB Financial Corp and Ephrata National Bank on Dec 31, 2026.
ENB Financial Q1 2025 net income $4.3M (+9.5% YoY), EPS $0.76 vs $0.70
Net income $4,316,000, up $375,000 (9.5%) from Q1 2024; diluted EPS $0.76 vs $0.70.
ENB Financial Corp Q4 net income down 17.6% to $3.7M; EPS $0.66 vs $0.80
Net income $3.726M for Q4 2024, down $798K (17.6%) from Q4 2023; full-year income $15.317M, up 23.8%.
ENB Financial Q2 net income up 140% to $4.3M; EPS $0.76 vs $0.32
Net income $4.31M (Q2 2024) vs $1.80M (Q2 2023); YTD net income $8.26M (+94.8%).
ENB Financial Q1 net income $3.94M (+61.5% YoY); EPS $0.70 vs $0.43
Basic EPS $0.70, up from $0.43; ROA 0.80% and ROE 13.40% improved vs 0.53% and 9.76%.
ENB Financial Q4 net income down 7.2% to $4.5M; EPS $0.80 vs $0.88
Net income $4.524M ($0.80 EPS) vs $4.873M ($0.88 EPS) in Q4 2022; full-year net income $12.375M ($2.19 EPS), down 15.4%.
ENB Financial Corp Q3 net income down 9.9% to $3.6M; EPS $0.64 vs $0.71
Net income $3.613M for Q3 2023, down 9.9% YoY; nine-month net income $7.851M, down 19.5%.
ENB Financial Q2 net income down 29.7% to $1.8M; EPS $0.32 vs $0.46
Net income $1.797M vs $2.558M in Q2 2022; basic EPS $0.32 vs $0.46.
ENB Financial appoints Joselyn D. Strohm as Senior EVP and COO of Ephrata National Bank
Joselyn D. Strohm, age 40, appointed Senior Executive VP and COO of subsidiary Ephrata National Bank, effective June 5, 2023.
ENB Financial Q1 net income falls 23.5% to $2.44M; EPS $0.43 vs $0.57
EPS $0.43 vs $0.57 YoY; net income down $750K to $2.44M.
ENB Financial Q4 net income up 79% to $4.87M; full-year net income down 2%
Q4 2022 net income $4.87M ($0.88 EPS) vs $2.72M ($0.49 EPS) in Q4 2021.
On March 19, 2025, the Boards of Directors of ENB Financial Corp (the “Corporation”) and its wholly-owned subsidiary, Ephrata National Bank (the “Bank”), appointed Jose R. Lopez as a director of the Corporation and the Bank.
On June 27, 2024, Chad E. Neiss, Senior Executive Vice President/Chief Strategy Officer and Head of Mortgage Division of ENB Financial Corp’s (the “Corporation”) wholly-owned subsidiary, Ephrata National Bank (the “Bank”) transitioned from his position with the Bank effective immediately.
On June 5, 2023, Joselyn D. Strohm, was employed as Senior Executive Vice President, Chief Operating Officer of ENB Financial Corp’s (the “Corporation”) wholly-owned subsidiary, Ephrata National Bank (the “Bank”).
As a result of the transition from employment, on January 26, 2023, Chad E. Neiss, Senior Executive Vice President, Chief Strategy Officer & Head of Mortgage Division of the Bank was appointed to serve as the Bank’s Interim Chief Operating Officer pending the identification of a permanent successor for the Chief Operating Officer position.
On January 26, 2023, Matthew T. Long, Senior Executive Vice President, Chief Operating Officer of ENB Financial Corp’s (the “Corporation”) wholly-owned subsidiary, Ephrata National Bank (the “Bank”) transitioned from his position with the Bank effective immediately.
On October 4, 2021, Eric S. Williams, Executive Vice President and Chief Lending Officer of the Bank resigned from his position effective October 15, 2021.
On August 18, 2021, Rachel G. Bitner was nominated and unanimously elected by the Board of Directors of ENB Financial Corp (the “Corporation”) to assume the position of principal financial officer and Treasurer of the Corporation
On August 11, 2021, Scott E. Lied, Treasurer of ENB Financial Corp (the “Corporation”) and Executive Vice President and Chief Financial Officer of the Corporation’s wholly-owned subsidiary, Ephrata National Bank (the “Bank”) resigned from his positions for early retirement effective immediately.
On August 11, 2021, Rachel G. Bitner was appointed to serve as the Corporation’s Interim Treasurer and assume the duties of principal financial officer of the Corporation and Interim Chief Financial Officer of the Bank.
Max materiality 0.80 · Median 0.55 · Most common event earnings