Recent 8-K filings for FFBC

• April 23, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 8.01item 9.01 ◈ Earnings Releases

  First Financial Bancorp Q1 adjusted EPS $0.77; authorizes 5M share buyback

  Diluted EPS $0.71 GAAP, $0.77 adjusted; net income $74.4M vs $62.4M prior quarter.

• January 28, 2026, 6:59 PM ET earnings materiality 0.78 positive item 2.02item 9.01

  First Financial posts record Q4 adjusted EPS $0.80, record revenue $251.3M; closes two acquisitions

  Q4 GAAP diluted EPS $0.64; adjusted EPS $0.80 (record); full-year 2025 EPS $2.66 vs $2.40 in 2024.

• January 2, 2026, 6:59 PM ET M&A materiality 0.80 positive item 2.01item 8.01item 9.01 ◈ M&A Transactions

  First Financial Bancorp completes all-stock acquisition of BankFinancial, adds 18 Chicago locations and $22B in assets

  Each BankFinancial share converted to 0.480 FFBC share; combined pro forma assets of $22 billion.

• December 15, 2025, 6:59 PM ET M&A materiality 0.70 positive item 8.01item 9.01

  First Financial Bancorp gets regulatory approval for $142M acquisition of BankFinancial; close expected Jan 1, 2026

  Received Federal Reserve Board approval on Dec 12, 2025 and Ohio Department of Financial Institutions approval on Dec 9, 2025 for the acquisition.

• November 3, 2025, 6:59 PM ET M&A materiality 0.60 neutral item 3.02item 7.01item 8.01item 9.01

  First Financial closes $325M acquisition of Westfield Bancorp; adds $20.6B in assets

  Total consideration $325M: $260M cash plus 2,753,094 shares of FFBC common stock worth $65M.

• October 23, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  First Financial Bancorp Q3 EPS $0.75; record revenue $234M; Westfield deal approved

  Q3 2025 diluted EPS $0.75 ($0.76 adjusted); net income $71.9M.

• October 16, 2025, 7:59 PM ET M&A materiality 0.65 positive item 8.01

  First Financial Bancorp receives regulatory approvals for Westfield Bancorp acquisition; closing expected Nov 1

  Federal Reserve and Ohio Division of Financial Institutions approved merger of Westfield Bank into First Financial Bank on Oct 10, 2025.

• August 11, 2025, 7:59 PM ET M&A materiality 0.75 positive item 1.01item 7.01item 9.01

  First Financial Bancorp acquires BankFinancial in ~$142M all-stock deal

  Each BankFinancial share converted into 0.48 of a FFBC share; transaction valued at ~$142 million.

• July 24, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01

  First Financial Bancorp Q2 EPS $0.73 ($0.74 adj.); record revenue $226.3M; dividend raised to $0.25

  Net income $70.0M ($0.73 diluted EPS); adjusted EPS $0.74; ROAA 1.52% (adjusted 1.54%).

• June 23, 2025, 7:59 PM ET M&A materiality 0.80 positive item 1.01item 3.02item 7.01item 9.01

  First Financial Bancorp to acquire Westfield Bancorp for $325M in cash and stock

  Total consideration $325M: $260M cash + $65M in ~2.75M FFBC shares based on 10-day VWAP.

• April 24, 2025, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01

  First Financial Bancorp Q1 EPS $0.54 ($0.63 adjusted); net income down 21% from Q4

  Net income of $51.3M ($0.54 diluted EPS) vs $64.9M ($0.68) in Q4 2024; adjusted EPS $0.63.

• January 23, 2025, 6:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  First Financial Bancorp Q4 2024 EPS $0.68 ($0.71 adjusted); NIM 3.94%

  Q4 net income $64.9M ($0.68 diluted EPS); adjusted EPS $0.71; Q3 2024 was $0.55.

• October 24, 2024, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  FFBC Q3 2024 net income $52.5M ($0.55 EPS); adjusted EPS $0.67; NIM 4.08%

  Diluted EPS of $0.55; adjusted EPS $0.67; net income $52.5M vs. $60.8M in Q2 2024.

• July 25, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  First Financial Bancorp Q2 EPS $0.64; adjusted $0.65; dividend raised to $0.24

  Net income $60.8M, diluted EPS $0.64; adjusted EPS $0.65.

• April 25, 2024, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01 ◈ Earnings Releases

  First Financial Q1 EPS $0.53 ($0.59 adjusted); acquires Agile Premium Finance

  Net income $50.7M; diluted EPS $0.53; adjusted EPS $0.59.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.57 · Most common event earnings

11 positive 1 negative 18 neutral

source · FFBC on sec.gov